LTV · monthly repayment
▼ 0.50% · 3.625%
HK$149,291
−HK$9,362/mo
▼ 0.25% · 3.875%
HK$153,935
−HK$4,718/mo
Today · 4.125%
HK$158,653
baseline
▲ 0.50% · 4.625%
HK$168,306
+HK$9,653/mo
Deposit HK$32.74M · loan HK$32.74M · min. income ≈ HK$317,306/mo (50% DSR)
Upfront cash ≈ HK$35.52M (deposit + AVD stamp duty HK$2,782,520 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$166,084
−HK$8,973/mo
▼ 0.25% · 3.875%
HK$170,539
−HK$4,518/mo
Today · 4.125%
HK$175,057
baseline
▲ 0.50% · 4.625%
HK$184,285
+HK$9,228/mo
Deposit HK$32.74M · loan HK$32.74M · min. income ≈ HK$350,114/mo (50% DSR)
Upfront cash ≈ HK$35.52M (deposit + AVD stamp duty HK$2,782,520 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$179,149
−HK$11,234/mo
▼ 0.25% · 3.875%
HK$184,721
−HK$5,662/mo
Today · 4.125%
HK$190,383
baseline
▲ 0.50% · 4.625%
HK$201,967
+HK$11,584/mo
Deposit HK$26.19M · loan HK$39.28M · min. income ≈ HK$380,766/mo (50% DSR)
Upfront cash ≈ HK$28.97M (deposit + AVD stamp duty HK$2,782,520 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$199,301
−HK$10,768/mo
▼ 0.25% · 3.875%
HK$204,647
−HK$5,422/mo
Today · 4.125%
HK$210,069
baseline
▲ 0.50% · 4.625%
HK$221,142
+HK$11,073/mo
Deposit HK$26.19M · loan HK$39.28M · min. income ≈ HK$420,138/mo (50% DSR)
Upfront cash ≈ HK$28.97M (deposit + AVD stamp duty HK$2,782,520 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$209,007
−HK$13,107/mo
▼ 0.25% · 3.875%
HK$215,508
−HK$6,606/mo
Today · 4.125%
HK$222,114
baseline
▲ 0.50% · 4.625%
HK$235,629
+HK$13,515/mo
Deposit HK$19.64M · loan HK$45.83M · min. income ≈ HK$444,228/mo (50% DSR)
Upfront cash ≈ HK$22.42M (deposit + AVD stamp duty HK$2,782,520 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$232,518
−HK$12,562/mo
▼ 0.25% · 3.875%
HK$238,754
−HK$6,326/mo
Today · 4.125%
HK$245,080
baseline
▲ 0.50% · 4.625%
HK$257,999
+HK$12,919/mo
Deposit HK$19.64M · loan HK$45.83M · min. income ≈ HK$490,160/mo (50% DSR)
Upfront cash ≈ HK$22.42M (deposit + AVD stamp duty HK$2,782,520 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$268,723
−HK$16,852/mo
▼ 0.25% · 3.875%
HK$277,082
−HK$8,493/mo
Today · 4.125%
HK$285,575
baseline
▲ 0.50% · 4.625%
HK$302,951
+HK$17,376/mo
Deposit HK$6.55M · loan HK$58.92M · min. income ≈ HK$571,150/mo (50% DSR)
Upfront cash ≈ HK$9.33M (deposit + AVD stamp duty HK$2,782,520 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$298,952
−HK$16,151/mo
▼ 0.25% · 3.875%
HK$306,970
−HK$8,133/mo
Today · 4.125%
HK$315,103
baseline
▲ 0.50% · 4.625%
HK$331,713
+HK$16,610/mo
Deposit HK$6.55M · loan HK$58.92M · min. income ≈ HK$630,206/mo (50% DSR)
Upfront cash ≈ HK$9.33M (deposit + AVD stamp duty HK$2,782,520 · Scale 2, in force from 26 Feb 2026)