LTV · monthly repayment
▼ 0.50% · 3.625%
HK$149,302
−HK$9,363/mo
▼ 0.25% · 3.875%
HK$153,947
−HK$4,718/mo
Today · 4.125%
HK$158,665
baseline
▲ 0.50% · 4.625%
HK$168,319
+HK$9,654/mo
Deposit HK$32.74M · loan HK$32.74M · min. income ≈ HK$317,330/mo (50% DSR)
Upfront cash ≈ HK$35.52M (deposit + AVD stamp duty HK$2,782,738 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$166,098
−HK$8,973/mo
▼ 0.25% · 3.875%
HK$170,552
−HK$4,519/mo
Today · 4.125%
HK$175,071
baseline
▲ 0.50% · 4.625%
HK$184,300
+HK$9,229/mo
Deposit HK$32.74M · loan HK$32.74M · min. income ≈ HK$350,142/mo (50% DSR)
Upfront cash ≈ HK$35.52M (deposit + AVD stamp duty HK$2,782,738 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$179,163
−HK$11,235/mo
▼ 0.25% · 3.875%
HK$184,736
−HK$5,662/mo
Today · 4.125%
HK$190,398
baseline
▲ 0.50% · 4.625%
HK$201,983
+HK$11,585/mo
Deposit HK$26.19M · loan HK$39.29M · min. income ≈ HK$380,796/mo (50% DSR)
Upfront cash ≈ HK$28.97M (deposit + AVD stamp duty HK$2,782,738 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$199,317
−HK$10,769/mo
▼ 0.25% · 3.875%
HK$204,663
−HK$5,423/mo
Today · 4.125%
HK$210,086
baseline
▲ 0.50% · 4.625%
HK$221,159
+HK$11,073/mo
Deposit HK$26.19M · loan HK$39.29M · min. income ≈ HK$420,172/mo (50% DSR)
Upfront cash ≈ HK$28.97M (deposit + AVD stamp duty HK$2,782,738 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$209,023
−HK$13,108/mo
▼ 0.25% · 3.875%
HK$215,525
−HK$6,606/mo
Today · 4.125%
HK$222,131
baseline
▲ 0.50% · 4.625%
HK$235,647
+HK$13,516/mo
Deposit HK$19.64M · loan HK$45.83M · min. income ≈ HK$444,262/mo (50% DSR)
Upfront cash ≈ HK$22.43M (deposit + AVD stamp duty HK$2,782,738 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$232,537
−HK$12,563/mo
▼ 0.25% · 3.875%
HK$238,773
−HK$6,327/mo
Today · 4.125%
HK$245,100
baseline
▲ 0.50% · 4.625%
HK$258,019
+HK$12,919/mo
Deposit HK$19.64M · loan HK$45.83M · min. income ≈ HK$490,200/mo (50% DSR)
Upfront cash ≈ HK$22.43M (deposit + AVD stamp duty HK$2,782,738 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$268,744
−HK$16,853/mo
▼ 0.25% · 3.875%
HK$277,104
−HK$8,493/mo
Today · 4.125%
HK$285,597
baseline
▲ 0.50% · 4.625%
HK$302,975
+HK$17,378/mo
Deposit HK$6.55M · loan HK$58.93M · min. income ≈ HK$571,194/mo (50% DSR)
Upfront cash ≈ HK$9.33M (deposit + AVD stamp duty HK$2,782,738 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$298,976
−HK$16,152/mo
▼ 0.25% · 3.875%
HK$306,994
−HK$8,134/mo
Today · 4.125%
HK$315,128
baseline
▲ 0.50% · 4.625%
HK$331,739
+HK$16,611/mo
Deposit HK$6.55M · loan HK$58.93M · min. income ≈ HK$630,256/mo (50% DSR)
Upfront cash ≈ HK$9.33M (deposit + AVD stamp duty HK$2,782,738 · Scale 2, in force from 26 Feb 2026)