LTV · monthly repayment
▼ 0.50% · 3.625%
HK$149,340
−HK$9,365/mo
▼ 0.25% · 3.875%
HK$153,985
−HK$4,720/mo
Today · 4.125%
HK$158,705
baseline
▲ 0.50% · 4.625%
HK$168,361
+HK$9,656/mo
Deposit HK$32.75M · loan HK$32.75M · min. income ≈ HK$317,410/mo (50% DSR)
Upfront cash ≈ HK$35.53M (deposit + AVD stamp duty HK$2,783,432 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$166,139
−HK$8,976/mo
▼ 0.25% · 3.875%
HK$170,595
−HK$4,520/mo
Today · 4.125%
HK$175,115
baseline
▲ 0.50% · 4.625%
HK$184,345
+HK$9,230/mo
Deposit HK$32.75M · loan HK$32.75M · min. income ≈ HK$350,230/mo (50% DSR)
Upfront cash ≈ HK$35.53M (deposit + AVD stamp duty HK$2,783,432 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$179,208
−HK$11,238/mo
▼ 0.25% · 3.875%
HK$184,782
−HK$5,664/mo
Today · 4.125%
HK$190,446
baseline
▲ 0.50% · 4.625%
HK$202,034
+HK$11,588/mo
Deposit HK$26.20M · loan HK$39.30M · min. income ≈ HK$380,892/mo (50% DSR)
Upfront cash ≈ HK$28.98M (deposit + AVD stamp duty HK$2,783,432 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$199,367
−HK$10,771/mo
▼ 0.25% · 3.875%
HK$204,714
−HK$5,424/mo
Today · 4.125%
HK$210,138
baseline
▲ 0.50% · 4.625%
HK$221,215
+HK$11,077/mo
Deposit HK$26.20M · loan HK$39.30M · min. income ≈ HK$420,276/mo (50% DSR)
Upfront cash ≈ HK$28.98M (deposit + AVD stamp duty HK$2,783,432 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$209,076
−HK$13,111/mo
▼ 0.25% · 3.875%
HK$215,579
−HK$6,608/mo
Today · 4.125%
HK$222,187
baseline
▲ 0.50% · 4.625%
HK$235,706
+HK$13,519/mo
Deposit HK$19.65M · loan HK$45.84M · min. income ≈ HK$444,374/mo (50% DSR)
Upfront cash ≈ HK$22.43M (deposit + AVD stamp duty HK$2,783,432 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$232,595
−HK$12,566/mo
▼ 0.25% · 3.875%
HK$238,833
−HK$6,328/mo
Today · 4.125%
HK$245,161
baseline
▲ 0.50% · 4.625%
HK$258,084
+HK$12,923/mo
Deposit HK$19.65M · loan HK$45.84M · min. income ≈ HK$490,322/mo (50% DSR)
Upfront cash ≈ HK$22.43M (deposit + AVD stamp duty HK$2,783,432 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$268,812
−HK$16,856/mo
▼ 0.25% · 3.875%
HK$277,173
−HK$8,495/mo
Today · 4.125%
HK$285,668
baseline
▲ 0.50% · 4.625%
HK$303,051
+HK$17,383/mo
Deposit HK$6.55M · loan HK$58.94M · min. income ≈ HK$571,336/mo (50% DSR)
Upfront cash ≈ HK$9.33M (deposit + AVD stamp duty HK$2,783,432 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$299,050
−HK$16,157/mo
▼ 0.25% · 3.875%
HK$307,070
−HK$8,137/mo
Today · 4.125%
HK$315,207
baseline
▲ 0.50% · 4.625%
HK$331,822
+HK$16,615/mo
Deposit HK$6.55M · loan HK$58.94M · min. income ≈ HK$630,414/mo (50% DSR)
Upfront cash ≈ HK$9.33M (deposit + AVD stamp duty HK$2,783,432 · Scale 2, in force from 26 Feb 2026)