LTV · monthly repayment
▼ 0.50% · 3.625%
HK$14,935
−HK$936/mo
▼ 0.25% · 3.875%
HK$15,399
−HK$472/mo
Today · 4.125%
HK$15,871
baseline
▲ 0.50% · 4.625%
HK$16,837
+HK$966/mo
Deposit HK$3.27M · loan HK$3.27M · min. income ≈ HK$31,742/mo (50% DSR)
Upfront cash ≈ HK$3.46M (deposit + AVD stamp duty HK$189,957 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$16,615
−HK$897/mo
▼ 0.25% · 3.875%
HK$17,060
−HK$452/mo
Today · 4.125%
HK$17,512
baseline
▲ 0.50% · 4.625%
HK$18,435
+HK$923/mo
Deposit HK$3.27M · loan HK$3.27M · min. income ≈ HK$35,024/mo (50% DSR)
Upfront cash ≈ HK$3.46M (deposit + AVD stamp duty HK$189,957 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,922
−HK$1,123/mo
▼ 0.25% · 3.875%
HK$18,479
−HK$566/mo
Today · 4.125%
HK$19,045
baseline
▲ 0.50% · 4.625%
HK$20,204
+HK$1,159/mo
Deposit HK$2.62M · loan HK$3.93M · min. income ≈ HK$38,090/mo (50% DSR)
Upfront cash ≈ HK$2.81M (deposit + AVD stamp duty HK$189,957 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,938
−HK$1,077/mo
▼ 0.25% · 3.875%
HK$20,472
−HK$543/mo
Today · 4.125%
HK$21,015
baseline
▲ 0.50% · 4.625%
HK$22,123
+HK$1,108/mo
Deposit HK$2.62M · loan HK$3.93M · min. income ≈ HK$42,030/mo (50% DSR)
Upfront cash ≈ HK$2.81M (deposit + AVD stamp duty HK$189,957 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,909
−HK$1,311/mo
▼ 0.25% · 3.875%
HK$21,559
−HK$661/mo
Today · 4.125%
HK$22,220
baseline
▲ 0.50% · 4.625%
HK$23,572
+HK$1,352/mo
Deposit HK$1.96M · loan HK$4.58M · min. income ≈ HK$44,440/mo (50% DSR)
Upfront cash ≈ HK$2.15M (deposit + AVD stamp duty HK$189,957 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,261
−HK$1,256/mo
▼ 0.25% · 3.875%
HK$23,884
−HK$633/mo
Today · 4.125%
HK$24,517
baseline
▲ 0.50% · 4.625%
HK$25,810
+HK$1,293/mo
Deposit HK$1.96M · loan HK$4.58M · min. income ≈ HK$49,034/mo (50% DSR)
Upfront cash ≈ HK$2.15M (deposit + AVD stamp duty HK$189,957 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,882
−HK$1,686/mo
▼ 0.25% · 3.875%
HK$27,719
−HK$849/mo
Today · 4.125%
HK$28,568
baseline
▲ 0.50% · 4.625%
HK$30,307
+HK$1,739/mo
Deposit HK$655K · loan HK$5.89M · min. income ≈ HK$57,136/mo (50% DSR)
Upfront cash ≈ HK$845K (deposit + AVD stamp duty HK$189,957 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,906
−HK$1,616/mo
▼ 0.25% · 3.875%
HK$30,709
−HK$813/mo
Today · 4.125%
HK$31,522
baseline
▲ 0.50% · 4.625%
HK$33,184
+HK$1,662/mo
Deposit HK$655K · loan HK$5.89M · min. income ≈ HK$63,044/mo (50% DSR)
Upfront cash ≈ HK$845K (deposit + AVD stamp duty HK$189,957 · Scale 2, in force from 26 Feb 2026)