LTV · monthly repayment
▼ 0.50% · 3.625%
HK$149,373
−HK$9,367/mo
▼ 0.25% · 3.875%
HK$154,020
−HK$4,720/mo
Today · 4.125%
HK$158,740
baseline
▲ 0.50% · 4.625%
HK$168,399
+HK$9,659/mo
Deposit HK$32.75M · loan HK$32.75M · min. income ≈ HK$317,480/mo (50% DSR)
Upfront cash ≈ HK$35.54M (deposit + AVD stamp duty HK$2,784,059 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$166,176
−HK$8,978/mo
▼ 0.25% · 3.875%
HK$170,633
−HK$4,521/mo
Today · 4.125%
HK$175,154
baseline
▲ 0.50% · 4.625%
HK$184,387
+HK$9,233/mo
Deposit HK$32.75M · loan HK$32.75M · min. income ≈ HK$350,308/mo (50% DSR)
Upfront cash ≈ HK$35.54M (deposit + AVD stamp duty HK$2,784,059 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$179,248
−HK$11,240/mo
▼ 0.25% · 3.875%
HK$184,824
−HK$5,664/mo
Today · 4.125%
HK$190,488
baseline
▲ 0.50% · 4.625%
HK$202,079
+HK$11,591/mo
Deposit HK$26.20M · loan HK$39.30M · min. income ≈ HK$380,976/mo (50% DSR)
Upfront cash ≈ HK$28.99M (deposit + AVD stamp duty HK$2,784,059 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$199,412
−HK$10,773/mo
▼ 0.25% · 3.875%
HK$204,760
−HK$5,425/mo
Today · 4.125%
HK$210,185
baseline
▲ 0.50% · 4.625%
HK$221,264
+HK$11,079/mo
Deposit HK$26.20M · loan HK$39.30M · min. income ≈ HK$420,370/mo (50% DSR)
Upfront cash ≈ HK$28.99M (deposit + AVD stamp duty HK$2,784,059 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$209,123
−HK$13,114/mo
▼ 0.25% · 3.875%
HK$215,628
−HK$6,609/mo
Today · 4.125%
HK$222,237
baseline
▲ 0.50% · 4.625%
HK$235,759
+HK$13,522/mo
Deposit HK$19.65M · loan HK$45.86M · min. income ≈ HK$444,474/mo (50% DSR)
Upfront cash ≈ HK$22.44M (deposit + AVD stamp duty HK$2,784,059 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$232,647
−HK$12,569/mo
▼ 0.25% · 3.875%
HK$238,886
−HK$6,330/mo
Today · 4.125%
HK$245,216
baseline
▲ 0.50% · 4.625%
HK$258,142
+HK$12,926/mo
Deposit HK$19.65M · loan HK$45.86M · min. income ≈ HK$490,432/mo (50% DSR)
Upfront cash ≈ HK$22.44M (deposit + AVD stamp duty HK$2,784,059 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$268,872
−HK$16,861/mo
▼ 0.25% · 3.875%
HK$277,235
−HK$8,498/mo
Today · 4.125%
HK$285,733
baseline
▲ 0.50% · 4.625%
HK$303,119
+HK$17,386/mo
Deposit HK$6.55M · loan HK$58.96M · min. income ≈ HK$571,466/mo (50% DSR)
Upfront cash ≈ HK$9.33M (deposit + AVD stamp duty HK$2,784,059 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$299,117
−HK$16,161/mo
▼ 0.25% · 3.875%
HK$307,140
−HK$8,138/mo
Today · 4.125%
HK$315,278
baseline
▲ 0.50% · 4.625%
HK$331,897
+HK$16,619/mo
Deposit HK$6.55M · loan HK$58.96M · min. income ≈ HK$630,556/mo (50% DSR)
Upfront cash ≈ HK$9.33M (deposit + AVD stamp duty HK$2,784,059 · Scale 2, in force from 26 Feb 2026)