LTV · monthly repayment
▼ 0.50% · 3.625%
HK$149,379
−HK$9,367/mo
▼ 0.25% · 3.875%
HK$154,025
−HK$4,721/mo
Today · 4.125%
HK$158,746
baseline
▲ 0.50% · 4.625%
HK$168,406
+HK$9,660/mo
Deposit HK$32.75M · loan HK$32.75M · min. income ≈ HK$317,492/mo (50% DSR)
Upfront cash ≈ HK$35.54M (deposit + AVD stamp duty HK$2,784,161 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$166,182
−HK$8,979/mo
▼ 0.25% · 3.875%
HK$170,639
−HK$4,522/mo
Today · 4.125%
HK$175,161
baseline
▲ 0.50% · 4.625%
HK$184,394
+HK$9,233/mo
Deposit HK$32.75M · loan HK$32.75M · min. income ≈ HK$350,322/mo (50% DSR)
Upfront cash ≈ HK$35.54M (deposit + AVD stamp duty HK$2,784,161 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$179,255
−HK$11,240/mo
▼ 0.25% · 3.875%
HK$184,830
−HK$5,665/mo
Today · 4.125%
HK$190,495
baseline
▲ 0.50% · 4.625%
HK$202,087
+HK$11,592/mo
Deposit HK$26.20M · loan HK$39.31M · min. income ≈ HK$380,990/mo (50% DSR)
Upfront cash ≈ HK$28.99M (deposit + AVD stamp duty HK$2,784,161 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$199,419
−HK$10,774/mo
▼ 0.25% · 3.875%
HK$204,767
−HK$5,426/mo
Today · 4.125%
HK$210,193
baseline
▲ 0.50% · 4.625%
HK$221,272
+HK$11,079/mo
Deposit HK$26.20M · loan HK$39.31M · min. income ≈ HK$420,386/mo (50% DSR)
Upfront cash ≈ HK$28.99M (deposit + AVD stamp duty HK$2,784,161 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$209,130
−HK$13,115/mo
▼ 0.25% · 3.875%
HK$215,636
−HK$6,609/mo
Today · 4.125%
HK$222,245
baseline
▲ 0.50% · 4.625%
HK$235,768
+HK$13,523/mo
Deposit HK$19.65M · loan HK$45.86M · min. income ≈ HK$444,490/mo (50% DSR)
Upfront cash ≈ HK$22.44M (deposit + AVD stamp duty HK$2,784,161 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$232,655
−HK$12,570/mo
▼ 0.25% · 3.875%
HK$238,895
−HK$6,330/mo
Today · 4.125%
HK$245,225
baseline
▲ 0.50% · 4.625%
HK$258,151
+HK$12,926/mo
Deposit HK$19.65M · loan HK$45.86M · min. income ≈ HK$490,450/mo (50% DSR)
Upfront cash ≈ HK$22.44M (deposit + AVD stamp duty HK$2,784,161 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$268,882
−HK$16,861/mo
▼ 0.25% · 3.875%
HK$277,246
−HK$8,497/mo
Today · 4.125%
HK$285,743
baseline
▲ 0.50% · 4.625%
HK$303,130
+HK$17,387/mo
Deposit HK$6.55M · loan HK$58.96M · min. income ≈ HK$571,486/mo (50% DSR)
Upfront cash ≈ HK$9.34M (deposit + AVD stamp duty HK$2,784,161 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$299,128
−HK$16,161/mo
▼ 0.25% · 3.875%
HK$307,151
−HK$8,138/mo
Today · 4.125%
HK$315,289
baseline
▲ 0.50% · 4.625%
HK$331,909
+HK$16,620/mo
Deposit HK$6.55M · loan HK$58.96M · min. income ≈ HK$630,578/mo (50% DSR)
Upfront cash ≈ HK$9.34M (deposit + AVD stamp duty HK$2,784,161 · Scale 2, in force from 26 Feb 2026)