LTV · monthly repayment
▼ 0.50% · 3.625%
HK$149,387
−HK$9,368/mo
▼ 0.25% · 3.875%
HK$154,034
−HK$4,721/mo
Today · 4.125%
HK$158,755
baseline
▲ 0.50% · 4.625%
HK$168,414
+HK$9,659/mo
Deposit HK$32.76M · loan HK$32.76M · min. income ≈ HK$317,510/mo (50% DSR)
Upfront cash ≈ HK$35.54M (deposit + AVD stamp duty HK$2,784,309 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$166,191
−HK$8,979/mo
▼ 0.25% · 3.875%
HK$170,648
−HK$4,522/mo
Today · 4.125%
HK$175,170
baseline
▲ 0.50% · 4.625%
HK$184,404
+HK$9,234/mo
Deposit HK$32.76M · loan HK$32.76M · min. income ≈ HK$350,340/mo (50% DSR)
Upfront cash ≈ HK$35.54M (deposit + AVD stamp duty HK$2,784,309 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$179,264
−HK$11,242/mo
▼ 0.25% · 3.875%
HK$184,840
−HK$5,666/mo
Today · 4.125%
HK$190,506
baseline
▲ 0.50% · 4.625%
HK$202,097
+HK$11,591/mo
Deposit HK$26.21M · loan HK$39.31M · min. income ≈ HK$381,012/mo (50% DSR)
Upfront cash ≈ HK$28.99M (deposit + AVD stamp duty HK$2,784,309 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$199,430
−HK$10,774/mo
▼ 0.25% · 3.875%
HK$204,778
−HK$5,426/mo
Today · 4.125%
HK$210,204
baseline
▲ 0.50% · 4.625%
HK$221,284
+HK$11,080/mo
Deposit HK$26.21M · loan HK$39.31M · min. income ≈ HK$420,408/mo (50% DSR)
Upfront cash ≈ HK$28.99M (deposit + AVD stamp duty HK$2,784,309 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$209,141
−HK$13,115/mo
▼ 0.25% · 3.875%
HK$215,647
−HK$6,609/mo
Today · 4.125%
HK$222,256
baseline
▲ 0.50% · 4.625%
HK$235,780
+HK$13,524/mo
Deposit HK$19.65M · loan HK$45.86M · min. income ≈ HK$444,512/mo (50% DSR)
Upfront cash ≈ HK$22.44M (deposit + AVD stamp duty HK$2,784,309 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$232,668
−HK$12,570/mo
▼ 0.25% · 3.875%
HK$238,908
−HK$6,330/mo
Today · 4.125%
HK$245,238
baseline
▲ 0.50% · 4.625%
HK$258,165
+HK$12,927/mo
Deposit HK$19.65M · loan HK$45.86M · min. income ≈ HK$490,476/mo (50% DSR)
Upfront cash ≈ HK$22.44M (deposit + AVD stamp duty HK$2,784,309 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$268,896
−HK$16,862/mo
▼ 0.25% · 3.875%
HK$277,260
−HK$8,498/mo
Today · 4.125%
HK$285,758
baseline
▲ 0.50% · 4.625%
HK$303,146
+HK$17,388/mo
Deposit HK$6.55M · loan HK$58.96M · min. income ≈ HK$571,516/mo (50% DSR)
Upfront cash ≈ HK$9.34M (deposit + AVD stamp duty HK$2,784,309 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$299,144
−HK$16,162/mo
▼ 0.25% · 3.875%
HK$307,167
−HK$8,139/mo
Today · 4.125%
HK$315,306
baseline
▲ 0.50% · 4.625%
HK$331,926
+HK$16,620/mo
Deposit HK$6.55M · loan HK$58.96M · min. income ≈ HK$630,612/mo (50% DSR)
Upfront cash ≈ HK$9.34M (deposit + AVD stamp duty HK$2,784,309 · Scale 2, in force from 26 Feb 2026)