LTV · monthly repayment
▼ 0.50% · 3.625%
HK$149,394
−HK$9,368/mo
▼ 0.25% · 3.875%
HK$154,041
−HK$4,721/mo
Today · 4.125%
HK$158,762
baseline
▲ 0.50% · 4.625%
HK$168,422
+HK$9,660/mo
Deposit HK$32.76M · loan HK$32.76M · min. income ≈ HK$317,524/mo (50% DSR)
Upfront cash ≈ HK$35.54M (deposit + AVD stamp duty HK$2,784,437 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$166,199
−HK$8,979/mo
▼ 0.25% · 3.875%
HK$170,656
−HK$4,522/mo
Today · 4.125%
HK$175,178
baseline
▲ 0.50% · 4.625%
HK$184,412
+HK$9,234/mo
Deposit HK$32.76M · loan HK$32.76M · min. income ≈ HK$350,356/mo (50% DSR)
Upfront cash ≈ HK$35.54M (deposit + AVD stamp duty HK$2,784,437 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$179,272
−HK$11,242/mo
▼ 0.25% · 3.875%
HK$184,849
−HK$5,665/mo
Today · 4.125%
HK$190,514
baseline
▲ 0.50% · 4.625%
HK$202,107
+HK$11,593/mo
Deposit HK$26.21M · loan HK$39.31M · min. income ≈ HK$381,028/mo (50% DSR)
Upfront cash ≈ HK$28.99M (deposit + AVD stamp duty HK$2,784,437 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$199,439
−HK$10,775/mo
▼ 0.25% · 3.875%
HK$204,788
−HK$5,426/mo
Today · 4.125%
HK$210,214
baseline
▲ 0.50% · 4.625%
HK$221,294
+HK$11,080/mo
Deposit HK$26.21M · loan HK$39.31M · min. income ≈ HK$420,428/mo (50% DSR)
Upfront cash ≈ HK$28.99M (deposit + AVD stamp duty HK$2,784,437 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$209,151
−HK$13,116/mo
▼ 0.25% · 3.875%
HK$215,657
−HK$6,610/mo
Today · 4.125%
HK$222,267
baseline
▲ 0.50% · 4.625%
HK$235,791
+HK$13,524/mo
Deposit HK$19.65M · loan HK$45.86M · min. income ≈ HK$444,534/mo (50% DSR)
Upfront cash ≈ HK$22.44M (deposit + AVD stamp duty HK$2,784,437 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$232,678
−HK$12,571/mo
▼ 0.25% · 3.875%
HK$238,919
−HK$6,330/mo
Today · 4.125%
HK$245,249
baseline
▲ 0.50% · 4.625%
HK$258,177
+HK$12,928/mo
Deposit HK$19.65M · loan HK$45.86M · min. income ≈ HK$490,498/mo (50% DSR)
Upfront cash ≈ HK$22.44M (deposit + AVD stamp duty HK$2,784,437 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$268,909
−HK$16,862/mo
▼ 0.25% · 3.875%
HK$277,273
−HK$8,498/mo
Today · 4.125%
HK$285,771
baseline
▲ 0.50% · 4.625%
HK$303,160
+HK$17,389/mo
Deposit HK$6.55M · loan HK$58.96M · min. income ≈ HK$571,542/mo (50% DSR)
Upfront cash ≈ HK$9.34M (deposit + AVD stamp duty HK$2,784,437 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$299,158
−HK$16,163/mo
▼ 0.25% · 3.875%
HK$307,181
−HK$8,140/mo
Today · 4.125%
HK$315,321
baseline
▲ 0.50% · 4.625%
HK$331,942
+HK$16,621/mo
Deposit HK$6.55M · loan HK$58.96M · min. income ≈ HK$630,642/mo (50% DSR)
Upfront cash ≈ HK$9.34M (deposit + AVD stamp duty HK$2,784,437 · Scale 2, in force from 26 Feb 2026)