LTV · monthly repayment
▼ 0.50% · 3.625%
HK$149,405
−HK$9,369/mo
▼ 0.25% · 3.875%
HK$154,052
−HK$4,722/mo
Today · 4.125%
HK$158,774
baseline
▲ 0.50% · 4.625%
HK$168,435
+HK$9,661/mo
Deposit HK$32.76M · loan HK$32.76M · min. income ≈ HK$317,548/mo (50% DSR)
Upfront cash ≈ HK$35.55M (deposit + AVD stamp duty HK$2,784,648 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$166,211
−HK$8,980/mo
▼ 0.25% · 3.875%
HK$170,669
−HK$4,522/mo
Today · 4.125%
HK$175,191
baseline
▲ 0.50% · 4.625%
HK$184,426
+HK$9,235/mo
Deposit HK$32.76M · loan HK$32.76M · min. income ≈ HK$350,382/mo (50% DSR)
Upfront cash ≈ HK$35.55M (deposit + AVD stamp duty HK$2,784,648 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$179,286
−HK$11,243/mo
▼ 0.25% · 3.875%
HK$184,863
−HK$5,666/mo
Today · 4.125%
HK$190,529
baseline
▲ 0.50% · 4.625%
HK$202,122
+HK$11,593/mo
Deposit HK$26.21M · loan HK$39.31M · min. income ≈ HK$381,058/mo (50% DSR)
Upfront cash ≈ HK$28.99M (deposit + AVD stamp duty HK$2,784,648 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$199,454
−HK$10,776/mo
▼ 0.25% · 3.875%
HK$204,803
−HK$5,427/mo
Today · 4.125%
HK$210,230
baseline
▲ 0.50% · 4.625%
HK$221,311
+HK$11,081/mo
Deposit HK$26.21M · loan HK$39.31M · min. income ≈ HK$420,460/mo (50% DSR)
Upfront cash ≈ HK$28.99M (deposit + AVD stamp duty HK$2,784,648 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$209,167
−HK$13,117/mo
▼ 0.25% · 3.875%
HK$215,673
−HK$6,611/mo
Today · 4.125%
HK$222,284
baseline
▲ 0.50% · 4.625%
HK$235,809
+HK$13,525/mo
Deposit HK$19.66M · loan HK$45.86M · min. income ≈ HK$444,568/mo (50% DSR)
Upfront cash ≈ HK$22.44M (deposit + AVD stamp duty HK$2,784,648 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$232,696
−HK$12,572/mo
▼ 0.25% · 3.875%
HK$238,937
−HK$6,331/mo
Today · 4.125%
HK$245,268
baseline
▲ 0.50% · 4.625%
HK$258,196
+HK$12,928/mo
Deposit HK$19.66M · loan HK$45.86M · min. income ≈ HK$490,536/mo (50% DSR)
Upfront cash ≈ HK$22.44M (deposit + AVD stamp duty HK$2,784,648 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$268,929
−HK$16,864/mo
▼ 0.25% · 3.875%
HK$277,294
−HK$8,499/mo
Today · 4.125%
HK$285,793
baseline
▲ 0.50% · 4.625%
HK$303,183
+HK$17,390/mo
Deposit HK$6.55M · loan HK$58.97M · min. income ≈ HK$571,586/mo (50% DSR)
Upfront cash ≈ HK$9.34M (deposit + AVD stamp duty HK$2,784,648 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$299,181
−HK$16,163/mo
▼ 0.25% · 3.875%
HK$307,205
−HK$8,139/mo
Today · 4.125%
HK$315,344
baseline
▲ 0.50% · 4.625%
HK$331,967
+HK$16,623/mo
Deposit HK$6.55M · loan HK$58.97M · min. income ≈ HK$630,688/mo (50% DSR)
Upfront cash ≈ HK$9.34M (deposit + AVD stamp duty HK$2,784,648 · Scale 2, in force from 26 Feb 2026)