LTV · monthly repayment
▼ 0.50% · 3.625%
HK$149,410
−HK$9,370/mo
▼ 0.25% · 3.875%
HK$154,058
−HK$4,722/mo
Today · 4.125%
HK$158,780
baseline
▲ 0.50% · 4.625%
HK$168,441
+HK$9,661/mo
Deposit HK$32.76M · loan HK$32.76M · min. income ≈ HK$317,560/mo (50% DSR)
Upfront cash ≈ HK$35.55M (deposit + AVD stamp duty HK$2,784,749 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$166,218
−HK$8,980/mo
▼ 0.25% · 3.875%
HK$170,675
−HK$4,523/mo
Today · 4.125%
HK$175,198
baseline
▲ 0.50% · 4.625%
HK$184,433
+HK$9,235/mo
Deposit HK$32.76M · loan HK$32.76M · min. income ≈ HK$350,396/mo (50% DSR)
Upfront cash ≈ HK$35.55M (deposit + AVD stamp duty HK$2,784,749 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$179,292
−HK$11,244/mo
▼ 0.25% · 3.875%
HK$184,869
−HK$5,667/mo
Today · 4.125%
HK$190,536
baseline
▲ 0.50% · 4.625%
HK$202,129
+HK$11,593/mo
Deposit HK$26.21M · loan HK$39.31M · min. income ≈ HK$381,072/mo (50% DSR)
Upfront cash ≈ HK$28.99M (deposit + AVD stamp duty HK$2,784,749 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$199,461
−HK$10,776/mo
▼ 0.25% · 3.875%
HK$204,811
−HK$5,426/mo
Today · 4.125%
HK$210,237
baseline
▲ 0.50% · 4.625%
HK$221,319
+HK$11,082/mo
Deposit HK$26.21M · loan HK$39.31M · min. income ≈ HK$420,474/mo (50% DSR)
Upfront cash ≈ HK$28.99M (deposit + AVD stamp duty HK$2,784,749 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$209,175
−HK$13,117/mo
▼ 0.25% · 3.875%
HK$215,681
−HK$6,611/mo
Today · 4.125%
HK$222,292
baseline
▲ 0.50% · 4.625%
HK$235,818
+HK$13,526/mo
Deposit HK$19.66M · loan HK$45.87M · min. income ≈ HK$444,584/mo (50% DSR)
Upfront cash ≈ HK$22.44M (deposit + AVD stamp duty HK$2,784,749 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$232,705
−HK$12,572/mo
▼ 0.25% · 3.875%
HK$238,946
−HK$6,331/mo
Today · 4.125%
HK$245,277
baseline
▲ 0.50% · 4.625%
HK$258,206
+HK$12,929/mo
Deposit HK$19.66M · loan HK$45.87M · min. income ≈ HK$490,554/mo (50% DSR)
Upfront cash ≈ HK$22.44M (deposit + AVD stamp duty HK$2,784,749 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$268,939
−HK$16,865/mo
▼ 0.25% · 3.875%
HK$277,304
−HK$8,500/mo
Today · 4.125%
HK$285,804
baseline
▲ 0.50% · 4.625%
HK$303,194
+HK$17,390/mo
Deposit HK$6.55M · loan HK$58.97M · min. income ≈ HK$571,608/mo (50% DSR)
Upfront cash ≈ HK$9.34M (deposit + AVD stamp duty HK$2,784,749 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$299,192
−HK$16,164/mo
▼ 0.25% · 3.875%
HK$307,216
−HK$8,140/mo
Today · 4.125%
HK$315,356
baseline
▲ 0.50% · 4.625%
HK$331,979
+HK$16,623/mo
Deposit HK$6.55M · loan HK$58.97M · min. income ≈ HK$630,712/mo (50% DSR)
Upfront cash ≈ HK$9.34M (deposit + AVD stamp duty HK$2,784,749 · Scale 2, in force from 26 Feb 2026)