LTV · monthly repayment
▼ 0.50% · 3.625%
HK$149,421
−HK$9,370/mo
▼ 0.25% · 3.875%
HK$154,069
−HK$4,722/mo
Today · 4.125%
HK$158,791
baseline
▲ 0.50% · 4.625%
HK$168,453
+HK$9,662/mo
Deposit HK$32.76M · loan HK$32.76M · min. income ≈ HK$317,582/mo (50% DSR)
Upfront cash ≈ HK$35.55M (deposit + AVD stamp duty HK$2,784,942 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$166,229
−HK$8,981/mo
▼ 0.25% · 3.875%
HK$170,687
−HK$4,523/mo
Today · 4.125%
HK$175,210
baseline
▲ 0.50% · 4.625%
HK$184,445
+HK$9,235/mo
Deposit HK$32.76M · loan HK$32.76M · min. income ≈ HK$350,420/mo (50% DSR)
Upfront cash ≈ HK$35.55M (deposit + AVD stamp duty HK$2,784,942 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$179,305
−HK$11,244/mo
▼ 0.25% · 3.875%
HK$184,882
−HK$5,667/mo
Today · 4.125%
HK$190,549
baseline
▲ 0.50% · 4.625%
HK$202,143
+HK$11,594/mo
Deposit HK$26.21M · loan HK$39.32M · min. income ≈ HK$381,098/mo (50% DSR)
Upfront cash ≈ HK$29.00M (deposit + AVD stamp duty HK$2,784,942 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$199,475
−HK$10,777/mo
▼ 0.25% · 3.875%
HK$204,825
−HK$5,427/mo
Today · 4.125%
HK$210,252
baseline
▲ 0.50% · 4.625%
HK$221,335
+HK$11,083/mo
Deposit HK$26.21M · loan HK$39.32M · min. income ≈ HK$420,504/mo (50% DSR)
Upfront cash ≈ HK$29.00M (deposit + AVD stamp duty HK$2,784,942 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$209,189
−HK$13,118/mo
▼ 0.25% · 3.875%
HK$215,696
−HK$6,611/mo
Today · 4.125%
HK$222,307
baseline
▲ 0.50% · 4.625%
HK$235,834
+HK$13,527/mo
Deposit HK$19.66M · loan HK$45.87M · min. income ≈ HK$444,614/mo (50% DSR)
Upfront cash ≈ HK$22.44M (deposit + AVD stamp duty HK$2,784,942 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$232,721
−HK$12,573/mo
▼ 0.25% · 3.875%
HK$238,962
−HK$6,332/mo
Today · 4.125%
HK$245,294
baseline
▲ 0.50% · 4.625%
HK$258,224
+HK$12,930/mo
Deposit HK$19.66M · loan HK$45.87M · min. income ≈ HK$490,588/mo (50% DSR)
Upfront cash ≈ HK$22.44M (deposit + AVD stamp duty HK$2,784,942 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$268,957
−HK$16,866/mo
▼ 0.25% · 3.875%
HK$277,323
−HK$8,500/mo
Today · 4.125%
HK$285,823
baseline
▲ 0.50% · 4.625%
HK$303,215
+HK$17,392/mo
Deposit HK$6.55M · loan HK$58.98M · min. income ≈ HK$571,646/mo (50% DSR)
Upfront cash ≈ HK$9.34M (deposit + AVD stamp duty HK$2,784,942 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$299,212
−HK$16,166/mo
▼ 0.25% · 3.875%
HK$307,237
−HK$8,141/mo
Today · 4.125%
HK$315,378
baseline
▲ 0.50% · 4.625%
HK$332,002
+HK$16,624/mo
Deposit HK$6.55M · loan HK$58.98M · min. income ≈ HK$630,756/mo (50% DSR)
Upfront cash ≈ HK$9.34M (deposit + AVD stamp duty HK$2,784,942 · Scale 2, in force from 26 Feb 2026)