LTV · monthly repayment
▼ 0.50% · 3.625%
HK$149,433
−HK$9,371/mo
▼ 0.25% · 3.875%
HK$154,081
−HK$4,723/mo
Today · 4.125%
HK$158,804
baseline
▲ 0.50% · 4.625%
HK$168,466
+HK$9,662/mo
Deposit HK$32.77M · loan HK$32.77M · min. income ≈ HK$317,608/mo (50% DSR)
Upfront cash ≈ HK$35.55M (deposit + AVD stamp duty HK$2,785,167 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$166,243
−HK$8,981/mo
▼ 0.25% · 3.875%
HK$170,701
−HK$4,523/mo
Today · 4.125%
HK$175,224
baseline
▲ 0.50% · 4.625%
HK$184,460
+HK$9,236/mo
Deposit HK$32.77M · loan HK$32.77M · min. income ≈ HK$350,448/mo (50% DSR)
Upfront cash ≈ HK$35.55M (deposit + AVD stamp duty HK$2,785,167 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$179,319
−HK$11,245/mo
▼ 0.25% · 3.875%
HK$184,897
−HK$5,667/mo
Today · 4.125%
HK$190,564
baseline
▲ 0.50% · 4.625%
HK$202,160
+HK$11,596/mo
Deposit HK$26.21M · loan HK$39.32M · min. income ≈ HK$381,128/mo (50% DSR)
Upfront cash ≈ HK$29.00M (deposit + AVD stamp duty HK$2,785,167 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$199,491
−HK$10,778/mo
▼ 0.25% · 3.875%
HK$204,841
−HK$5,428/mo
Today · 4.125%
HK$210,269
baseline
▲ 0.50% · 4.625%
HK$221,352
+HK$11,083/mo
Deposit HK$26.21M · loan HK$39.32M · min. income ≈ HK$420,538/mo (50% DSR)
Upfront cash ≈ HK$29.00M (deposit + AVD stamp duty HK$2,785,167 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$209,206
−HK$13,119/mo
▼ 0.25% · 3.875%
HK$215,713
−HK$6,612/mo
Today · 4.125%
HK$222,325
baseline
▲ 0.50% · 4.625%
HK$235,853
+HK$13,528/mo
Deposit HK$19.66M · loan HK$45.87M · min. income ≈ HK$444,650/mo (50% DSR)
Upfront cash ≈ HK$22.45M (deposit + AVD stamp duty HK$2,785,167 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$232,740
−HK$12,574/mo
▼ 0.25% · 3.875%
HK$238,981
−HK$6,333/mo
Today · 4.125%
HK$245,314
baseline
▲ 0.50% · 4.625%
HK$258,245
+HK$12,931/mo
Deposit HK$19.66M · loan HK$45.87M · min. income ≈ HK$490,628/mo (50% DSR)
Upfront cash ≈ HK$22.45M (deposit + AVD stamp duty HK$2,785,167 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$268,979
−HK$16,867/mo
▼ 0.25% · 3.875%
HK$277,346
−HK$8,500/mo
Today · 4.125%
HK$285,846
baseline
▲ 0.50% · 4.625%
HK$303,240
+HK$17,394/mo
Deposit HK$6.55M · loan HK$58.98M · min. income ≈ HK$571,692/mo (50% DSR)
Upfront cash ≈ HK$9.34M (deposit + AVD stamp duty HK$2,785,167 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$299,237
−HK$16,166/mo
▼ 0.25% · 3.875%
HK$307,262
−HK$8,141/mo
Today · 4.125%
HK$315,403
baseline
▲ 0.50% · 4.625%
HK$332,029
+HK$16,626/mo
Deposit HK$6.55M · loan HK$58.98M · min. income ≈ HK$630,806/mo (50% DSR)
Upfront cash ≈ HK$9.34M (deposit + AVD stamp duty HK$2,785,167 · Scale 2, in force from 26 Feb 2026)