LTV · monthly repayment
▼ 0.50% · 3.625%
HK$149,437
−HK$9,371/mo
▼ 0.25% · 3.875%
HK$154,085
−HK$4,723/mo
Today · 4.125%
HK$158,808
baseline
▲ 0.50% · 4.625%
HK$168,471
+HK$9,663/mo
Deposit HK$32.77M · loan HK$32.77M · min. income ≈ HK$317,616/mo (50% DSR)
Upfront cash ≈ HK$35.55M (deposit + AVD stamp duty HK$2,785,239 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$166,247
−HK$8,982/mo
▼ 0.25% · 3.875%
HK$170,705
−HK$4,524/mo
Today · 4.125%
HK$175,229
baseline
▲ 0.50% · 4.625%
HK$184,465
+HK$9,236/mo
Deposit HK$32.77M · loan HK$32.77M · min. income ≈ HK$350,458/mo (50% DSR)
Upfront cash ≈ HK$35.55M (deposit + AVD stamp duty HK$2,785,239 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$179,324
−HK$11,245/mo
▼ 0.25% · 3.875%
HK$184,902
−HK$5,667/mo
Today · 4.125%
HK$190,569
baseline
▲ 0.50% · 4.625%
HK$202,165
+HK$11,596/mo
Deposit HK$26.21M · loan HK$39.32M · min. income ≈ HK$381,138/mo (50% DSR)
Upfront cash ≈ HK$29.00M (deposit + AVD stamp duty HK$2,785,239 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$199,496
−HK$10,778/mo
▼ 0.25% · 3.875%
HK$204,847
−HK$5,427/mo
Today · 4.125%
HK$210,274
baseline
▲ 0.50% · 4.625%
HK$221,358
+HK$11,084/mo
Deposit HK$26.21M · loan HK$39.32M · min. income ≈ HK$420,548/mo (50% DSR)
Upfront cash ≈ HK$29.00M (deposit + AVD stamp duty HK$2,785,239 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$209,211
−HK$13,120/mo
▼ 0.25% · 3.875%
HK$215,719
−HK$6,612/mo
Today · 4.125%
HK$222,331
baseline
▲ 0.50% · 4.625%
HK$235,859
+HK$13,528/mo
Deposit HK$19.66M · loan HK$45.87M · min. income ≈ HK$444,662/mo (50% DSR)
Upfront cash ≈ HK$22.45M (deposit + AVD stamp duty HK$2,785,239 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$232,745
−HK$12,575/mo
▼ 0.25% · 3.875%
HK$238,988
−HK$6,332/mo
Today · 4.125%
HK$245,320
baseline
▲ 0.50% · 4.625%
HK$258,251
+HK$12,931/mo
Deposit HK$19.66M · loan HK$45.87M · min. income ≈ HK$490,640/mo (50% DSR)
Upfront cash ≈ HK$22.45M (deposit + AVD stamp duty HK$2,785,239 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$268,986
−HK$16,868/mo
▼ 0.25% · 3.875%
HK$277,353
−HK$8,501/mo
Today · 4.125%
HK$285,854
baseline
▲ 0.50% · 4.625%
HK$303,247
+HK$17,393/mo
Deposit HK$6.55M · loan HK$58.98M · min. income ≈ HK$571,708/mo (50% DSR)
Upfront cash ≈ HK$9.34M (deposit + AVD stamp duty HK$2,785,239 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$299,244
−HK$16,167/mo
▼ 0.25% · 3.875%
HK$307,270
−HK$8,141/mo
Today · 4.125%
HK$315,411
baseline
▲ 0.50% · 4.625%
HK$332,037
+HK$16,626/mo
Deposit HK$6.55M · loan HK$58.98M · min. income ≈ HK$630,822/mo (50% DSR)
Upfront cash ≈ HK$9.34M (deposit + AVD stamp duty HK$2,785,239 · Scale 2, in force from 26 Feb 2026)