LTV · monthly repayment
▼ 0.50% · 3.625%
HK$149,444
−HK$9,371/mo
▼ 0.25% · 3.875%
HK$154,092
−HK$4,723/mo
Today · 4.125%
HK$158,815
baseline
▲ 0.50% · 4.625%
HK$168,479
+HK$9,664/mo
Deposit HK$32.77M · loan HK$32.77M · min. income ≈ HK$317,630/mo (50% DSR)
Upfront cash ≈ HK$35.55M (deposit + AVD stamp duty HK$2,785,368 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$166,254
−HK$8,983/mo
▼ 0.25% · 3.875%
HK$170,713
−HK$4,524/mo
Today · 4.125%
HK$175,237
baseline
▲ 0.50% · 4.625%
HK$184,474
+HK$9,237/mo
Deposit HK$32.77M · loan HK$32.77M · min. income ≈ HK$350,474/mo (50% DSR)
Upfront cash ≈ HK$35.55M (deposit + AVD stamp duty HK$2,785,368 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$179,332
−HK$11,246/mo
▼ 0.25% · 3.875%
HK$184,911
−HK$5,667/mo
Today · 4.125%
HK$190,578
baseline
▲ 0.50% · 4.625%
HK$202,174
+HK$11,596/mo
Deposit HK$26.22M · loan HK$39.32M · min. income ≈ HK$381,156/mo (50% DSR)
Upfront cash ≈ HK$29.00M (deposit + AVD stamp duty HK$2,785,368 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$199,505
−HK$10,779/mo
▼ 0.25% · 3.875%
HK$204,856
−HK$5,428/mo
Today · 4.125%
HK$210,284
baseline
▲ 0.50% · 4.625%
HK$221,368
+HK$11,084/mo
Deposit HK$26.22M · loan HK$39.32M · min. income ≈ HK$420,568/mo (50% DSR)
Upfront cash ≈ HK$29.00M (deposit + AVD stamp duty HK$2,785,368 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$209,221
−HK$13,120/mo
▼ 0.25% · 3.875%
HK$215,729
−HK$6,612/mo
Today · 4.125%
HK$222,341
baseline
▲ 0.50% · 4.625%
HK$235,870
+HK$13,529/mo
Deposit HK$19.66M · loan HK$45.88M · min. income ≈ HK$444,682/mo (50% DSR)
Upfront cash ≈ HK$22.45M (deposit + AVD stamp duty HK$2,785,368 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$232,756
−HK$12,575/mo
▼ 0.25% · 3.875%
HK$238,999
−HK$6,332/mo
Today · 4.125%
HK$245,331
baseline
▲ 0.50% · 4.625%
HK$258,263
+HK$12,932/mo
Deposit HK$19.66M · loan HK$45.88M · min. income ≈ HK$490,662/mo (50% DSR)
Upfront cash ≈ HK$22.45M (deposit + AVD stamp duty HK$2,785,368 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$268,998
−HK$16,869/mo
▼ 0.25% · 3.875%
HK$277,366
−HK$8,501/mo
Today · 4.125%
HK$285,867
baseline
▲ 0.50% · 4.625%
HK$303,261
+HK$17,394/mo
Deposit HK$6.55M · loan HK$58.98M · min. income ≈ HK$571,734/mo (50% DSR)
Upfront cash ≈ HK$9.34M (deposit + AVD stamp duty HK$2,785,368 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$299,258
−HK$16,168/mo
▼ 0.25% · 3.875%
HK$307,284
−HK$8,142/mo
Today · 4.125%
HK$315,426
baseline
▲ 0.50% · 4.625%
HK$332,053
+HK$16,627/mo
Deposit HK$6.55M · loan HK$58.98M · min. income ≈ HK$630,852/mo (50% DSR)
Upfront cash ≈ HK$9.34M (deposit + AVD stamp duty HK$2,785,368 · Scale 2, in force from 26 Feb 2026)