LTV · monthly repayment
▼ 0.50% · 3.625%
HK$149,445
−HK$9,372/mo
▼ 0.25% · 3.875%
HK$154,094
−HK$4,723/mo
Today · 4.125%
HK$158,817
baseline
▲ 0.50% · 4.625%
HK$168,480
+HK$9,663/mo
Deposit HK$32.77M · loan HK$32.77M · min. income ≈ HK$317,634/mo (50% DSR)
Upfront cash ≈ HK$35.55M (deposit + AVD stamp duty HK$2,785,399 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$166,256
−HK$8,983/mo
▼ 0.25% · 3.875%
HK$170,715
−HK$4,524/mo
Today · 4.125%
HK$175,239
baseline
▲ 0.50% · 4.625%
HK$184,476
+HK$9,237/mo
Deposit HK$32.77M · loan HK$32.77M · min. income ≈ HK$350,478/mo (50% DSR)
Upfront cash ≈ HK$35.55M (deposit + AVD stamp duty HK$2,785,399 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$179,334
−HK$11,246/mo
▼ 0.25% · 3.875%
HK$184,913
−HK$5,667/mo
Today · 4.125%
HK$190,580
baseline
▲ 0.50% · 4.625%
HK$202,177
+HK$11,597/mo
Deposit HK$26.22M · loan HK$39.32M · min. income ≈ HK$381,160/mo (50% DSR)
Upfront cash ≈ HK$29.00M (deposit + AVD stamp duty HK$2,785,399 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$199,508
−HK$10,778/mo
▼ 0.25% · 3.875%
HK$204,858
−HK$5,428/mo
Today · 4.125%
HK$210,286
baseline
▲ 0.50% · 4.625%
HK$221,371
+HK$11,085/mo
Deposit HK$26.22M · loan HK$39.32M · min. income ≈ HK$420,572/mo (50% DSR)
Upfront cash ≈ HK$29.00M (deposit + AVD stamp duty HK$2,785,399 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$209,223
−HK$13,121/mo
▼ 0.25% · 3.875%
HK$215,731
−HK$6,613/mo
Today · 4.125%
HK$222,344
baseline
▲ 0.50% · 4.625%
HK$235,873
+HK$13,529/mo
Deposit HK$19.66M · loan HK$45.88M · min. income ≈ HK$444,688/mo (50% DSR)
Upfront cash ≈ HK$22.45M (deposit + AVD stamp duty HK$2,785,399 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$232,759
−HK$12,575/mo
▼ 0.25% · 3.875%
HK$239,001
−HK$6,333/mo
Today · 4.125%
HK$245,334
baseline
▲ 0.50% · 4.625%
HK$258,266
+HK$12,932/mo
Deposit HK$19.66M · loan HK$45.88M · min. income ≈ HK$490,668/mo (50% DSR)
Upfront cash ≈ HK$22.45M (deposit + AVD stamp duty HK$2,785,399 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$269,001
−HK$16,869/mo
▼ 0.25% · 3.875%
HK$277,369
−HK$8,501/mo
Today · 4.125%
HK$285,870
baseline
▲ 0.50% · 4.625%
HK$303,265
+HK$17,395/mo
Deposit HK$6.55M · loan HK$58.98M · min. income ≈ HK$571,740/mo (50% DSR)
Upfront cash ≈ HK$9.34M (deposit + AVD stamp duty HK$2,785,399 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$299,261
−HK$16,169/mo
▼ 0.25% · 3.875%
HK$307,287
−HK$8,143/mo
Today · 4.125%
HK$315,430
baseline
▲ 0.50% · 4.625%
HK$332,056
+HK$16,626/mo
Deposit HK$6.55M · loan HK$58.98M · min. income ≈ HK$630,860/mo (50% DSR)
Upfront cash ≈ HK$9.34M (deposit + AVD stamp duty HK$2,785,399 · Scale 2, in force from 26 Feb 2026)