LTV · monthly repayment
▼ 0.50% · 3.625%
HK$149,454
−HK$9,372/mo
▼ 0.25% · 3.875%
HK$154,103
−HK$4,723/mo
Today · 4.125%
HK$158,826
baseline
▲ 0.50% · 4.625%
HK$168,490
+HK$9,664/mo
Deposit HK$32.77M · loan HK$32.77M · min. income ≈ HK$317,652/mo (50% DSR)
Upfront cash ≈ HK$35.56M (deposit + AVD stamp duty HK$2,785,562 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$166,266
−HK$8,983/mo
▼ 0.25% · 3.875%
HK$170,725
−HK$4,524/mo
Today · 4.125%
HK$175,249
baseline
▲ 0.50% · 4.625%
HK$184,487
+HK$9,238/mo
Deposit HK$32.77M · loan HK$32.77M · min. income ≈ HK$350,498/mo (50% DSR)
Upfront cash ≈ HK$35.56M (deposit + AVD stamp duty HK$2,785,562 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$179,345
−HK$11,246/mo
▼ 0.25% · 3.875%
HK$184,923
−HK$5,668/mo
Today · 4.125%
HK$190,591
baseline
▲ 0.50% · 4.625%
HK$202,188
+HK$11,597/mo
Deposit HK$26.22M · loan HK$39.33M · min. income ≈ HK$381,182/mo (50% DSR)
Upfront cash ≈ HK$29.00M (deposit + AVD stamp duty HK$2,785,562 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$199,519
−HK$10,780/mo
▼ 0.25% · 3.875%
HK$204,870
−HK$5,429/mo
Today · 4.125%
HK$210,299
baseline
▲ 0.50% · 4.625%
HK$221,384
+HK$11,085/mo
Deposit HK$26.22M · loan HK$39.33M · min. income ≈ HK$420,598/mo (50% DSR)
Upfront cash ≈ HK$29.00M (deposit + AVD stamp duty HK$2,785,562 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$209,236
−HK$13,121/mo
▼ 0.25% · 3.875%
HK$215,744
−HK$6,613/mo
Today · 4.125%
HK$222,357
baseline
▲ 0.50% · 4.625%
HK$235,886
+HK$13,529/mo
Deposit HK$19.66M · loan HK$45.88M · min. income ≈ HK$444,714/mo (50% DSR)
Upfront cash ≈ HK$22.45M (deposit + AVD stamp duty HK$2,785,562 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$232,773
−HK$12,575/mo
▼ 0.25% · 3.875%
HK$239,015
−HK$6,333/mo
Today · 4.125%
HK$245,348
baseline
▲ 0.50% · 4.625%
HK$258,281
+HK$12,933/mo
Deposit HK$19.66M · loan HK$45.88M · min. income ≈ HK$490,696/mo (50% DSR)
Upfront cash ≈ HK$22.45M (deposit + AVD stamp duty HK$2,785,562 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$269,017
−HK$16,870/mo
▼ 0.25% · 3.875%
HK$277,385
−HK$8,502/mo
Today · 4.125%
HK$285,887
baseline
▲ 0.50% · 4.625%
HK$303,282
+HK$17,395/mo
Deposit HK$6.55M · loan HK$58.99M · min. income ≈ HK$571,774/mo (50% DSR)
Upfront cash ≈ HK$9.34M (deposit + AVD stamp duty HK$2,785,562 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$299,279
−HK$16,169/mo
▼ 0.25% · 3.875%
HK$307,305
−HK$8,143/mo
Today · 4.125%
HK$315,448
baseline
▲ 0.50% · 4.625%
HK$332,076
+HK$16,628/mo
Deposit HK$6.55M · loan HK$58.99M · min. income ≈ HK$630,896/mo (50% DSR)
Upfront cash ≈ HK$9.34M (deposit + AVD stamp duty HK$2,785,562 · Scale 2, in force from 26 Feb 2026)