LTV · monthly repayment
▼ 0.50% · 3.625%
HK$149,455
−HK$9,373/mo
▼ 0.25% · 3.875%
HK$154,104
−HK$4,724/mo
Today · 4.125%
HK$158,828
baseline
▲ 0.50% · 4.625%
HK$168,492
+HK$9,664/mo
Deposit HK$32.77M · loan HK$32.77M · min. income ≈ HK$317,656/mo (50% DSR)
Upfront cash ≈ HK$35.56M (deposit + AVD stamp duty HK$2,785,588 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$166,268
−HK$8,983/mo
▼ 0.25% · 3.875%
HK$170,727
−HK$4,524/mo
Today · 4.125%
HK$175,251
baseline
▲ 0.50% · 4.625%
HK$184,488
+HK$9,237/mo
Deposit HK$32.77M · loan HK$32.77M · min. income ≈ HK$350,502/mo (50% DSR)
Upfront cash ≈ HK$35.56M (deposit + AVD stamp duty HK$2,785,588 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$179,346
−HK$11,247/mo
▼ 0.25% · 3.875%
HK$184,925
−HK$5,668/mo
Today · 4.125%
HK$190,593
baseline
▲ 0.50% · 4.625%
HK$202,190
+HK$11,597/mo
Deposit HK$26.22M · loan HK$39.33M · min. income ≈ HK$381,186/mo (50% DSR)
Upfront cash ≈ HK$29.00M (deposit + AVD stamp duty HK$2,785,588 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$199,521
−HK$10,780/mo
▼ 0.25% · 3.875%
HK$204,872
−HK$5,429/mo
Today · 4.125%
HK$210,301
baseline
▲ 0.50% · 4.625%
HK$221,386
+HK$11,085/mo
Deposit HK$26.22M · loan HK$39.33M · min. income ≈ HK$420,602/mo (50% DSR)
Upfront cash ≈ HK$29.00M (deposit + AVD stamp duty HK$2,785,588 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$209,238
−HK$13,121/mo
▼ 0.25% · 3.875%
HK$215,746
−HK$6,613/mo
Today · 4.125%
HK$222,359
baseline
▲ 0.50% · 4.625%
HK$235,889
+HK$13,530/mo
Deposit HK$19.66M · loan HK$45.88M · min. income ≈ HK$444,718/mo (50% DSR)
Upfront cash ≈ HK$22.45M (deposit + AVD stamp duty HK$2,785,588 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$232,775
−HK$12,576/mo
▼ 0.25% · 3.875%
HK$239,018
−HK$6,333/mo
Today · 4.125%
HK$245,351
baseline
▲ 0.50% · 4.625%
HK$258,284
+HK$12,933/mo
Deposit HK$19.66M · loan HK$45.88M · min. income ≈ HK$490,702/mo (50% DSR)
Upfront cash ≈ HK$22.45M (deposit + AVD stamp duty HK$2,785,588 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$269,020
−HK$16,870/mo
▼ 0.25% · 3.875%
HK$277,388
−HK$8,502/mo
Today · 4.125%
HK$285,890
baseline
▲ 0.50% · 4.625%
HK$303,285
+HK$17,395/mo
Deposit HK$6.55M · loan HK$58.99M · min. income ≈ HK$571,780/mo (50% DSR)
Upfront cash ≈ HK$9.34M (deposit + AVD stamp duty HK$2,785,588 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$299,282
−HK$16,169/mo
▼ 0.25% · 3.875%
HK$307,308
−HK$8,143/mo
Today · 4.125%
HK$315,451
baseline
▲ 0.50% · 4.625%
HK$332,079
+HK$16,628/mo
Deposit HK$6.55M · loan HK$58.99M · min. income ≈ HK$630,902/mo (50% DSR)
Upfront cash ≈ HK$9.34M (deposit + AVD stamp duty HK$2,785,588 · Scale 2, in force from 26 Feb 2026)