LTV · monthly repayment
▼ 0.50% · 3.625%
HK$149,464
−HK$9,373/mo
▼ 0.25% · 3.875%
HK$154,114
−HK$4,723/mo
Today · 4.125%
HK$158,837
baseline
▲ 0.50% · 4.625%
HK$168,502
+HK$9,665/mo
Deposit HK$32.77M · loan HK$32.77M · min. income ≈ HK$317,674/mo (50% DSR)
Upfront cash ≈ HK$35.56M (deposit + AVD stamp duty HK$2,785,757 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$166,278
−HK$8,983/mo
▼ 0.25% · 3.875%
HK$170,737
−HK$4,524/mo
Today · 4.125%
HK$175,261
baseline
▲ 0.50% · 4.625%
HK$184,499
+HK$9,238/mo
Deposit HK$32.77M · loan HK$32.77M · min. income ≈ HK$350,522/mo (50% DSR)
Upfront cash ≈ HK$35.56M (deposit + AVD stamp duty HK$2,785,757 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$179,357
−HK$11,248/mo
▼ 0.25% · 3.875%
HK$184,936
−HK$5,669/mo
Today · 4.125%
HK$190,605
baseline
▲ 0.50% · 4.625%
HK$202,202
+HK$11,597/mo
Deposit HK$26.22M · loan HK$39.33M · min. income ≈ HK$381,210/mo (50% DSR)
Upfront cash ≈ HK$29.00M (deposit + AVD stamp duty HK$2,785,757 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$199,533
−HK$10,780/mo
▼ 0.25% · 3.875%
HK$204,885
−HK$5,428/mo
Today · 4.125%
HK$210,313
baseline
▲ 0.50% · 4.625%
HK$221,399
+HK$11,086/mo
Deposit HK$26.22M · loan HK$39.33M · min. income ≈ HK$420,626/mo (50% DSR)
Upfront cash ≈ HK$29.00M (deposit + AVD stamp duty HK$2,785,757 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$209,250
−HK$13,122/mo
▼ 0.25% · 3.875%
HK$215,759
−HK$6,613/mo
Today · 4.125%
HK$222,372
baseline
▲ 0.50% · 4.625%
HK$235,903
+HK$13,531/mo
Deposit HK$19.66M · loan HK$45.88M · min. income ≈ HK$444,744/mo (50% DSR)
Upfront cash ≈ HK$22.45M (deposit + AVD stamp duty HK$2,785,757 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$232,789
−HK$12,577/mo
▼ 0.25% · 3.875%
HK$239,032
−HK$6,334/mo
Today · 4.125%
HK$245,366
baseline
▲ 0.50% · 4.625%
HK$258,299
+HK$12,933/mo
Deposit HK$19.66M · loan HK$45.88M · min. income ≈ HK$490,732/mo (50% DSR)
Upfront cash ≈ HK$22.45M (deposit + AVD stamp duty HK$2,785,757 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$269,036
−HK$16,871/mo
▼ 0.25% · 3.875%
HK$277,405
−HK$8,502/mo
Today · 4.125%
HK$285,907
baseline
▲ 0.50% · 4.625%
HK$303,304
+HK$17,397/mo
Deposit HK$6.55M · loan HK$58.99M · min. income ≈ HK$571,814/mo (50% DSR)
Upfront cash ≈ HK$9.34M (deposit + AVD stamp duty HK$2,785,757 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$299,300
−HK$16,170/mo
▼ 0.25% · 3.875%
HK$307,327
−HK$8,143/mo
Today · 4.125%
HK$315,470
baseline
▲ 0.50% · 4.625%
HK$332,099
+HK$16,629/mo
Deposit HK$6.55M · loan HK$58.99M · min. income ≈ HK$630,940/mo (50% DSR)
Upfront cash ≈ HK$9.34M (deposit + AVD stamp duty HK$2,785,757 · Scale 2, in force from 26 Feb 2026)