LTV · monthly repayment
▼ 0.50% · 3.625%
HK$149,470
−HK$9,374/mo
▼ 0.25% · 3.875%
HK$154,120
−HK$4,724/mo
Today · 4.125%
HK$158,844
baseline
▲ 0.50% · 4.625%
HK$168,509
+HK$9,665/mo
Deposit HK$32.77M · loan HK$32.77M · min. income ≈ HK$317,688/mo (50% DSR)
Upfront cash ≈ HK$35.56M (deposit + AVD stamp duty HK$2,785,869 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$166,284
−HK$8,984/mo
▼ 0.25% · 3.875%
HK$170,744
−HK$4,524/mo
Today · 4.125%
HK$175,268
baseline
▲ 0.50% · 4.625%
HK$184,507
+HK$9,239/mo
Deposit HK$32.77M · loan HK$32.77M · min. income ≈ HK$350,536/mo (50% DSR)
Upfront cash ≈ HK$35.56M (deposit + AVD stamp duty HK$2,785,869 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$179,365
−HK$11,247/mo
▼ 0.25% · 3.875%
HK$184,944
−HK$5,668/mo
Today · 4.125%
HK$190,612
baseline
▲ 0.50% · 4.625%
HK$202,211
+HK$11,599/mo
Deposit HK$26.22M · loan HK$39.33M · min. income ≈ HK$381,224/mo (50% DSR)
Upfront cash ≈ HK$29.01M (deposit + AVD stamp duty HK$2,785,869 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$199,541
−HK$10,781/mo
▼ 0.25% · 3.875%
HK$204,893
−HK$5,429/mo
Today · 4.125%
HK$210,322
baseline
▲ 0.50% · 4.625%
HK$221,408
+HK$11,086/mo
Deposit HK$26.22M · loan HK$39.33M · min. income ≈ HK$420,644/mo (50% DSR)
Upfront cash ≈ HK$29.01M (deposit + AVD stamp duty HK$2,785,869 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$209,259
−HK$13,122/mo
▼ 0.25% · 3.875%
HK$215,768
−HK$6,613/mo
Today · 4.125%
HK$222,381
baseline
▲ 0.50% · 4.625%
HK$235,912
+HK$13,531/mo
Deposit HK$19.66M · loan HK$45.88M · min. income ≈ HK$444,762/mo (50% DSR)
Upfront cash ≈ HK$22.45M (deposit + AVD stamp duty HK$2,785,869 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$232,798
−HK$12,578/mo
▼ 0.25% · 3.875%
HK$239,042
−HK$6,334/mo
Today · 4.125%
HK$245,376
baseline
▲ 0.50% · 4.625%
HK$258,310
+HK$12,934/mo
Deposit HK$19.66M · loan HK$45.88M · min. income ≈ HK$490,752/mo (50% DSR)
Upfront cash ≈ HK$22.45M (deposit + AVD stamp duty HK$2,785,869 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$269,047
−HK$16,871/mo
▼ 0.25% · 3.875%
HK$277,416
−HK$8,502/mo
Today · 4.125%
HK$285,918
baseline
▲ 0.50% · 4.625%
HK$303,316
+HK$17,398/mo
Deposit HK$6.55M · loan HK$58.99M · min. income ≈ HK$571,836/mo (50% DSR)
Upfront cash ≈ HK$9.34M (deposit + AVD stamp duty HK$2,785,869 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$299,312
−HK$16,171/mo
▼ 0.25% · 3.875%
HK$307,339
−HK$8,144/mo
Today · 4.125%
HK$315,483
baseline
▲ 0.50% · 4.625%
HK$332,112
+HK$16,629/mo
Deposit HK$6.55M · loan HK$58.99M · min. income ≈ HK$630,966/mo (50% DSR)
Upfront cash ≈ HK$9.34M (deposit + AVD stamp duty HK$2,785,869 · Scale 2, in force from 26 Feb 2026)