LTV · monthly repayment
▼ 0.50% · 3.625%
HK$149,505
−HK$9,375/mo
▼ 0.25% · 3.875%
HK$154,155
−HK$4,725/mo
Today · 4.125%
HK$158,880
baseline
▲ 0.50% · 4.625%
HK$168,547
+HK$9,667/mo
Deposit HK$32.78M · loan HK$32.78M · min. income ≈ HK$317,760/mo (50% DSR)
Upfront cash ≈ HK$35.57M (deposit + AVD stamp duty HK$2,786,504 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$166,322
−HK$8,986/mo
▼ 0.25% · 3.875%
HK$170,783
−HK$4,525/mo
Today · 4.125%
HK$175,308
baseline
▲ 0.50% · 4.625%
HK$184,549
+HK$9,241/mo
Deposit HK$32.78M · loan HK$32.78M · min. income ≈ HK$350,616/mo (50% DSR)
Upfront cash ≈ HK$35.57M (deposit + AVD stamp duty HK$2,786,504 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$179,405
−HK$11,251/mo
▼ 0.25% · 3.875%
HK$184,986
−HK$5,670/mo
Today · 4.125%
HK$190,656
baseline
▲ 0.50% · 4.625%
HK$202,257
+HK$11,601/mo
Deposit HK$26.23M · loan HK$39.34M · min. income ≈ HK$381,312/mo (50% DSR)
Upfront cash ≈ HK$29.01M (deposit + AVD stamp duty HK$2,786,504 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$199,587
−HK$10,783/mo
▼ 0.25% · 3.875%
HK$204,940
−HK$5,430/mo
Today · 4.125%
HK$210,370
baseline
▲ 0.50% · 4.625%
HK$221,459
+HK$11,089/mo
Deposit HK$26.23M · loan HK$39.34M · min. income ≈ HK$420,740/mo (50% DSR)
Upfront cash ≈ HK$29.01M (deposit + AVD stamp duty HK$2,786,504 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$209,306
−HK$13,126/mo
▼ 0.25% · 3.875%
HK$215,817
−HK$6,615/mo
Today · 4.125%
HK$222,432
baseline
▲ 0.50% · 4.625%
HK$235,966
+HK$13,534/mo
Deposit HK$19.67M · loan HK$45.90M · min. income ≈ HK$444,864/mo (50% DSR)
Upfront cash ≈ HK$22.46M (deposit + AVD stamp duty HK$2,786,504 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$232,851
−HK$12,580/mo
▼ 0.25% · 3.875%
HK$239,096
−HK$6,335/mo
Today · 4.125%
HK$245,431
baseline
▲ 0.50% · 4.625%
HK$258,368
+HK$12,937/mo
Deposit HK$19.67M · loan HK$45.90M · min. income ≈ HK$490,862/mo (50% DSR)
Upfront cash ≈ HK$22.46M (deposit + AVD stamp duty HK$2,786,504 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$269,108
−HK$16,876/mo
▼ 0.25% · 3.875%
HK$277,479
−HK$8,505/mo
Today · 4.125%
HK$285,984
baseline
▲ 0.50% · 4.625%
HK$303,385
+HK$17,401/mo
Deposit HK$6.56M · loan HK$59.01M · min. income ≈ HK$571,968/mo (50% DSR)
Upfront cash ≈ HK$9.34M (deposit + AVD stamp duty HK$2,786,504 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$299,380
−HK$16,175/mo
▼ 0.25% · 3.875%
HK$307,409
−HK$8,146/mo
Today · 4.125%
HK$315,555
baseline
▲ 0.50% · 4.625%
HK$332,188
+HK$16,633/mo
Deposit HK$6.56M · loan HK$59.01M · min. income ≈ HK$631,110/mo (50% DSR)
Upfront cash ≈ HK$9.34M (deposit + AVD stamp duty HK$2,786,504 · Scale 2, in force from 26 Feb 2026)