LTV · monthly repayment
▼ 0.50% · 3.625%
HK$149,507
−HK$9,376/mo
▼ 0.25% · 3.875%
HK$154,158
−HK$4,725/mo
Today · 4.125%
HK$158,883
baseline
▲ 0.50% · 4.625%
HK$168,550
+HK$9,667/mo
Deposit HK$32.78M · loan HK$32.78M · min. income ≈ HK$317,766/mo (50% DSR)
Upfront cash ≈ HK$35.57M (deposit + AVD stamp duty HK$2,786,555 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$166,325
−HK$8,986/mo
▼ 0.25% · 3.875%
HK$170,786
−HK$4,525/mo
Today · 4.125%
HK$175,311
baseline
▲ 0.50% · 4.625%
HK$184,552
+HK$9,241/mo
Deposit HK$32.78M · loan HK$32.78M · min. income ≈ HK$350,622/mo (50% DSR)
Upfront cash ≈ HK$35.57M (deposit + AVD stamp duty HK$2,786,555 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$179,409
−HK$11,250/mo
▼ 0.25% · 3.875%
HK$184,989
−HK$5,670/mo
Today · 4.125%
HK$190,659
baseline
▲ 0.50% · 4.625%
HK$202,260
+HK$11,601/mo
Deposit HK$26.23M · loan HK$39.34M · min. income ≈ HK$381,318/mo (50% DSR)
Upfront cash ≈ HK$29.01M (deposit + AVD stamp duty HK$2,786,555 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$199,590
−HK$10,784/mo
▼ 0.25% · 3.875%
HK$204,943
−HK$5,431/mo
Today · 4.125%
HK$210,374
baseline
▲ 0.50% · 4.625%
HK$221,463
+HK$11,089/mo
Deposit HK$26.23M · loan HK$39.34M · min. income ≈ HK$420,748/mo (50% DSR)
Upfront cash ≈ HK$29.01M (deposit + AVD stamp duty HK$2,786,555 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$209,310
−HK$13,126/mo
▼ 0.25% · 3.875%
HK$215,821
−HK$6,615/mo
Today · 4.125%
HK$222,436
baseline
▲ 0.50% · 4.625%
HK$235,970
+HK$13,534/mo
Deposit HK$19.67M · loan HK$45.90M · min. income ≈ HK$444,872/mo (50% DSR)
Upfront cash ≈ HK$22.46M (deposit + AVD stamp duty HK$2,786,555 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$232,855
−HK$12,581/mo
▼ 0.25% · 3.875%
HK$239,101
−HK$6,335/mo
Today · 4.125%
HK$245,436
baseline
▲ 0.50% · 4.625%
HK$258,373
+HK$12,937/mo
Deposit HK$19.67M · loan HK$45.90M · min. income ≈ HK$490,872/mo (50% DSR)
Upfront cash ≈ HK$22.46M (deposit + AVD stamp duty HK$2,786,555 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$269,113
−HK$16,876/mo
▼ 0.25% · 3.875%
HK$277,484
−HK$8,505/mo
Today · 4.125%
HK$285,989
baseline
▲ 0.50% · 4.625%
HK$303,391
+HK$17,402/mo
Deposit HK$6.56M · loan HK$59.01M · min. income ≈ HK$571,978/mo (50% DSR)
Upfront cash ≈ HK$9.34M (deposit + AVD stamp duty HK$2,786,555 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$299,386
−HK$16,174/mo
▼ 0.25% · 3.875%
HK$307,415
−HK$8,145/mo
Today · 4.125%
HK$315,560
baseline
▲ 0.50% · 4.625%
HK$332,194
+HK$16,634/mo
Deposit HK$6.56M · loan HK$59.01M · min. income ≈ HK$631,120/mo (50% DSR)
Upfront cash ≈ HK$9.34M (deposit + AVD stamp duty HK$2,786,555 · Scale 2, in force from 26 Feb 2026)