LTV · monthly repayment
▼ 0.50% · 3.625%
HK$149,513
−HK$9,376/mo
▼ 0.25% · 3.875%
HK$154,164
−HK$4,725/mo
Today · 4.125%
HK$158,889
baseline
▲ 0.50% · 4.625%
HK$168,557
+HK$9,668/mo
Deposit HK$32.78M · loan HK$32.78M · min. income ≈ HK$317,778/mo (50% DSR)
Upfront cash ≈ HK$35.57M (deposit + AVD stamp duty HK$2,786,666 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$166,332
−HK$8,986/mo
▼ 0.25% · 3.875%
HK$170,793
−HK$4,525/mo
Today · 4.125%
HK$175,318
baseline
▲ 0.50% · 4.625%
HK$184,560
+HK$9,242/mo
Deposit HK$32.78M · loan HK$32.78M · min. income ≈ HK$350,636/mo (50% DSR)
Upfront cash ≈ HK$35.57M (deposit + AVD stamp duty HK$2,786,666 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$179,416
−HK$11,251/mo
▼ 0.25% · 3.875%
HK$184,997
−HK$5,670/mo
Today · 4.125%
HK$190,667
baseline
▲ 0.50% · 4.625%
HK$202,268
+HK$11,601/mo
Deposit HK$26.23M · loan HK$39.34M · min. income ≈ HK$381,334/mo (50% DSR)
Upfront cash ≈ HK$29.01M (deposit + AVD stamp duty HK$2,786,666 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$199,598
−HK$10,784/mo
▼ 0.25% · 3.875%
HK$204,951
−HK$5,431/mo
Today · 4.125%
HK$210,382
baseline
▲ 0.50% · 4.625%
HK$221,472
+HK$11,090/mo
Deposit HK$26.23M · loan HK$39.34M · min. income ≈ HK$420,764/mo (50% DSR)
Upfront cash ≈ HK$29.01M (deposit + AVD stamp duty HK$2,786,666 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$209,318
−HK$13,127/mo
▼ 0.25% · 3.875%
HK$215,829
−HK$6,616/mo
Today · 4.125%
HK$222,445
baseline
▲ 0.50% · 4.625%
HK$235,980
+HK$13,535/mo
Deposit HK$19.67M · loan HK$45.90M · min. income ≈ HK$444,890/mo (50% DSR)
Upfront cash ≈ HK$22.46M (deposit + AVD stamp duty HK$2,786,666 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$232,865
−HK$12,581/mo
▼ 0.25% · 3.875%
HK$239,110
−HK$6,336/mo
Today · 4.125%
HK$245,446
baseline
▲ 0.50% · 4.625%
HK$258,383
+HK$12,937/mo
Deposit HK$19.67M · loan HK$45.90M · min. income ≈ HK$490,892/mo (50% DSR)
Upfront cash ≈ HK$22.46M (deposit + AVD stamp duty HK$2,786,666 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$269,124
−HK$16,876/mo
▼ 0.25% · 3.875%
HK$277,495
−HK$8,505/mo
Today · 4.125%
HK$286,000
baseline
▲ 0.50% · 4.625%
HK$303,403
+HK$17,403/mo
Deposit HK$6.56M · loan HK$59.01M · min. income ≈ HK$572,000/mo (50% DSR)
Upfront cash ≈ HK$9.34M (deposit + AVD stamp duty HK$2,786,666 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$299,397
−HK$16,176/mo
▼ 0.25% · 3.875%
HK$307,427
−HK$8,146/mo
Today · 4.125%
HK$315,573
baseline
▲ 0.50% · 4.625%
HK$332,207
+HK$16,634/mo
Deposit HK$6.56M · loan HK$59.01M · min. income ≈ HK$631,146/mo (50% DSR)
Upfront cash ≈ HK$9.34M (deposit + AVD stamp duty HK$2,786,666 · Scale 2, in force from 26 Feb 2026)