LTV · monthly repayment
▼ 0.50% · 3.625%
HK$149,526
−HK$9,377/mo
▼ 0.25% · 3.875%
HK$154,177
−HK$4,726/mo
Today · 4.125%
HK$158,903
baseline
▲ 0.50% · 4.625%
HK$168,572
+HK$9,669/mo
Deposit HK$32.79M · loan HK$32.79M · min. income ≈ HK$317,806/mo (50% DSR)
Upfront cash ≈ HK$35.57M (deposit + AVD stamp duty HK$2,786,907 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$166,346
−HK$8,988/mo
▼ 0.25% · 3.875%
HK$170,808
−HK$4,526/mo
Today · 4.125%
HK$175,334
baseline
▲ 0.50% · 4.625%
HK$184,576
+HK$9,242/mo
Deposit HK$32.79M · loan HK$32.79M · min. income ≈ HK$350,668/mo (50% DSR)
Upfront cash ≈ HK$35.57M (deposit + AVD stamp duty HK$2,786,907 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$179,431
−HK$11,252/mo
▼ 0.25% · 3.875%
HK$185,013
−HK$5,670/mo
Today · 4.125%
HK$190,683
baseline
▲ 0.50% · 4.625%
HK$202,286
+HK$11,603/mo
Deposit HK$26.23M · loan HK$39.34M · min. income ≈ HK$381,366/mo (50% DSR)
Upfront cash ≈ HK$29.02M (deposit + AVD stamp duty HK$2,786,907 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$199,616
−HK$10,784/mo
▼ 0.25% · 3.875%
HK$204,969
−HK$5,431/mo
Today · 4.125%
HK$210,400
baseline
▲ 0.50% · 4.625%
HK$221,491
+HK$11,091/mo
Deposit HK$26.23M · loan HK$39.34M · min. income ≈ HK$420,800/mo (50% DSR)
Upfront cash ≈ HK$29.02M (deposit + AVD stamp duty HK$2,786,907 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$209,337
−HK$13,127/mo
▼ 0.25% · 3.875%
HK$215,848
−HK$6,616/mo
Today · 4.125%
HK$222,464
baseline
▲ 0.50% · 4.625%
HK$236,000
+HK$13,536/mo
Deposit HK$19.67M · loan HK$45.90M · min. income ≈ HK$444,928/mo (50% DSR)
Upfront cash ≈ HK$22.46M (deposit + AVD stamp duty HK$2,786,907 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$232,885
−HK$12,582/mo
▼ 0.25% · 3.875%
HK$239,131
−HK$6,336/mo
Today · 4.125%
HK$245,467
baseline
▲ 0.50% · 4.625%
HK$258,406
+HK$12,939/mo
Deposit HK$19.67M · loan HK$45.90M · min. income ≈ HK$490,934/mo (50% DSR)
Upfront cash ≈ HK$22.46M (deposit + AVD stamp duty HK$2,786,907 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$269,147
−HK$16,878/mo
▼ 0.25% · 3.875%
HK$277,519
−HK$8,506/mo
Today · 4.125%
HK$286,025
baseline
▲ 0.50% · 4.625%
HK$303,429
+HK$17,404/mo
Deposit HK$6.56M · loan HK$59.02M · min. income ≈ HK$572,050/mo (50% DSR)
Upfront cash ≈ HK$9.34M (deposit + AVD stamp duty HK$2,786,907 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$299,423
−HK$16,177/mo
▼ 0.25% · 3.875%
HK$307,454
−HK$8,146/mo
Today · 4.125%
HK$315,600
baseline
▲ 0.50% · 4.625%
HK$332,236
+HK$16,636/mo
Deposit HK$6.56M · loan HK$59.02M · min. income ≈ HK$631,200/mo (50% DSR)
Upfront cash ≈ HK$9.34M (deposit + AVD stamp duty HK$2,786,907 · Scale 2, in force from 26 Feb 2026)