LTV · monthly repayment
▼ 0.50% · 3.625%
HK$14,954
−HK$937/mo
▼ 0.25% · 3.875%
HK$15,419
−HK$472/mo
Today · 4.125%
HK$15,891
baseline
▲ 0.50% · 4.625%
HK$16,858
+HK$967/mo
Deposit HK$3.28M · loan HK$3.28M · min. income ≈ HK$31,782/mo (50% DSR)
Upfront cash ≈ HK$3.47M (deposit + AVD stamp duty HK$190,793 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$16,636
−HK$899/mo
▼ 0.25% · 3.875%
HK$17,082
−HK$453/mo
Today · 4.125%
HK$17,535
baseline
▲ 0.50% · 4.625%
HK$18,459
+HK$924/mo
Deposit HK$3.28M · loan HK$3.28M · min. income ≈ HK$35,070/mo (50% DSR)
Upfront cash ≈ HK$3.47M (deposit + AVD stamp duty HK$190,793 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,945
−HK$1,125/mo
▼ 0.25% · 3.875%
HK$18,503
−HK$567/mo
Today · 4.125%
HK$19,070
baseline
▲ 0.50% · 4.625%
HK$20,230
+HK$1,160/mo
Deposit HK$2.62M · loan HK$3.93M · min. income ≈ HK$38,140/mo (50% DSR)
Upfront cash ≈ HK$2.81M (deposit + AVD stamp duty HK$190,793 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,963
−HK$1,079/mo
▼ 0.25% · 3.875%
HK$20,498
−HK$544/mo
Today · 4.125%
HK$21,042
baseline
▲ 0.50% · 4.625%
HK$22,151
+HK$1,109/mo
Deposit HK$2.62M · loan HK$3.93M · min. income ≈ HK$42,084/mo (50% DSR)
Upfront cash ≈ HK$2.81M (deposit + AVD stamp duty HK$190,793 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,935
−HK$1,313/mo
▼ 0.25% · 3.875%
HK$21,586
−HK$662/mo
Today · 4.125%
HK$22,248
baseline
▲ 0.50% · 4.625%
HK$23,602
+HK$1,354/mo
Deposit HK$1.97M · loan HK$4.59M · min. income ≈ HK$44,496/mo (50% DSR)
Upfront cash ≈ HK$2.16M (deposit + AVD stamp duty HK$190,793 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,290
−HK$1,259/mo
▼ 0.25% · 3.875%
HK$23,915
−HK$634/mo
Today · 4.125%
HK$24,549
baseline
▲ 0.50% · 4.625%
HK$25,843
+HK$1,294/mo
Deposit HK$1.97M · loan HK$4.59M · min. income ≈ HK$49,098/mo (50% DSR)
Upfront cash ≈ HK$2.16M (deposit + AVD stamp duty HK$190,793 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,917
−HK$1,688/mo
▼ 0.25% · 3.875%
HK$27,754
−HK$851/mo
Today · 4.125%
HK$28,605
baseline
▲ 0.50% · 4.625%
HK$30,345
+HK$1,740/mo
Deposit HK$656K · loan HK$5.90M · min. income ≈ HK$57,210/mo (50% DSR)
Upfront cash ≈ HK$847K (deposit + AVD stamp duty HK$190,793 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,945
−HK$1,617/mo
▼ 0.25% · 3.875%
HK$30,748
−HK$814/mo
Today · 4.125%
HK$31,562
baseline
▲ 0.50% · 4.625%
HK$33,226
+HK$1,664/mo
Deposit HK$656K · loan HK$5.90M · min. income ≈ HK$63,124/mo (50% DSR)
Upfront cash ≈ HK$847K (deposit + AVD stamp duty HK$190,793 · Scale 2, in force from 26 Feb 2026)