LTV · monthly repayment
▼ 0.50% · 3.625%
HK$149,545
−HK$9,378/mo
▼ 0.25% · 3.875%
HK$154,197
−HK$4,726/mo
Today · 4.125%
HK$158,923
baseline
▲ 0.50% · 4.625%
HK$168,593
+HK$9,670/mo
Deposit HK$32.79M · loan HK$32.79M · min. income ≈ HK$317,846/mo (50% DSR)
Upfront cash ≈ HK$35.58M (deposit + AVD stamp duty HK$2,787,258 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$166,367
−HK$8,989/mo
▼ 0.25% · 3.875%
HK$170,829
−HK$4,527/mo
Today · 4.125%
HK$175,356
baseline
▲ 0.50% · 4.625%
HK$184,599
+HK$9,243/mo
Deposit HK$32.79M · loan HK$32.79M · min. income ≈ HK$350,712/mo (50% DSR)
Upfront cash ≈ HK$35.58M (deposit + AVD stamp duty HK$2,787,258 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$179,454
−HK$11,253/mo
▼ 0.25% · 3.875%
HK$185,036
−HK$5,671/mo
Today · 4.125%
HK$190,707
baseline
▲ 0.50% · 4.625%
HK$202,311
+HK$11,604/mo
Deposit HK$26.23M · loan HK$39.35M · min. income ≈ HK$381,414/mo (50% DSR)
Upfront cash ≈ HK$29.02M (deposit + AVD stamp duty HK$2,787,258 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$199,641
−HK$10,786/mo
▼ 0.25% · 3.875%
HK$204,995
−HK$5,432/mo
Today · 4.125%
HK$210,427
baseline
▲ 0.50% · 4.625%
HK$221,519
+HK$11,092/mo
Deposit HK$26.23M · loan HK$39.35M · min. income ≈ HK$420,854/mo (50% DSR)
Upfront cash ≈ HK$29.02M (deposit + AVD stamp duty HK$2,787,258 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$209,363
−HK$13,129/mo
▼ 0.25% · 3.875%
HK$215,875
−HK$6,617/mo
Today · 4.125%
HK$222,492
baseline
▲ 0.50% · 4.625%
HK$236,030
+HK$13,538/mo
Deposit HK$19.67M · loan HK$45.91M · min. income ≈ HK$444,984/mo (50% DSR)
Upfront cash ≈ HK$22.46M (deposit + AVD stamp duty HK$2,787,258 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$232,914
−HK$12,584/mo
▼ 0.25% · 3.875%
HK$239,161
−HK$6,337/mo
Today · 4.125%
HK$245,498
baseline
▲ 0.50% · 4.625%
HK$258,438
+HK$12,940/mo
Deposit HK$19.67M · loan HK$45.91M · min. income ≈ HK$490,996/mo (50% DSR)
Upfront cash ≈ HK$22.46M (deposit + AVD stamp duty HK$2,787,258 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$269,181
−HK$16,880/mo
▼ 0.25% · 3.875%
HK$277,554
−HK$8,507/mo
Today · 4.125%
HK$286,061
baseline
▲ 0.50% · 4.625%
HK$303,467
+HK$17,406/mo
Deposit HK$6.56M · loan HK$59.02M · min. income ≈ HK$572,122/mo (50% DSR)
Upfront cash ≈ HK$9.35M (deposit + AVD stamp duty HK$2,787,258 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$299,461
−HK$16,179/mo
▼ 0.25% · 3.875%
HK$307,492
−HK$8,148/mo
Today · 4.125%
HK$315,640
baseline
▲ 0.50% · 4.625%
HK$332,278
+HK$16,638/mo
Deposit HK$6.56M · loan HK$59.02M · min. income ≈ HK$631,280/mo (50% DSR)
Upfront cash ≈ HK$9.35M (deposit + AVD stamp duty HK$2,787,258 · Scale 2, in force from 26 Feb 2026)