LTV · monthly repayment
▼ 0.50% · 3.625%
HK$149,546
−HK$9,378/mo
▼ 0.25% · 3.875%
HK$154,198
−HK$4,726/mo
Today · 4.125%
HK$158,924
baseline
▲ 0.50% · 4.625%
HK$168,594
+HK$9,670/mo
Deposit HK$32.79M · loan HK$32.79M · min. income ≈ HK$317,848/mo (50% DSR)
Upfront cash ≈ HK$35.58M (deposit + AVD stamp duty HK$2,787,278 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$166,368
−HK$8,989/mo
▼ 0.25% · 3.875%
HK$170,830
−HK$4,527/mo
Today · 4.125%
HK$175,357
baseline
▲ 0.50% · 4.625%
HK$184,600
+HK$9,243/mo
Deposit HK$32.79M · loan HK$32.79M · min. income ≈ HK$350,714/mo (50% DSR)
Upfront cash ≈ HK$35.58M (deposit + AVD stamp duty HK$2,787,278 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$179,455
−HK$11,254/mo
▼ 0.25% · 3.875%
HK$185,037
−HK$5,672/mo
Today · 4.125%
HK$190,709
baseline
▲ 0.50% · 4.625%
HK$202,313
+HK$11,604/mo
Deposit HK$26.23M · loan HK$39.35M · min. income ≈ HK$381,418/mo (50% DSR)
Upfront cash ≈ HK$29.02M (deposit + AVD stamp duty HK$2,787,278 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$199,642
−HK$10,786/mo
▼ 0.25% · 3.875%
HK$204,996
−HK$5,432/mo
Today · 4.125%
HK$210,428
baseline
▲ 0.50% · 4.625%
HK$221,520
+HK$11,092/mo
Deposit HK$26.23M · loan HK$39.35M · min. income ≈ HK$420,856/mo (50% DSR)
Upfront cash ≈ HK$29.02M (deposit + AVD stamp duty HK$2,787,278 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$209,364
−HK$13,129/mo
▼ 0.25% · 3.875%
HK$215,877
−HK$6,616/mo
Today · 4.125%
HK$222,493
baseline
▲ 0.50% · 4.625%
HK$236,032
+HK$13,539/mo
Deposit HK$19.67M · loan HK$45.91M · min. income ≈ HK$444,986/mo (50% DSR)
Upfront cash ≈ HK$22.46M (deposit + AVD stamp duty HK$2,787,278 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$232,916
−HK$12,584/mo
▼ 0.25% · 3.875%
HK$239,163
−HK$6,337/mo
Today · 4.125%
HK$245,500
baseline
▲ 0.50% · 4.625%
HK$258,440
+HK$12,940/mo
Deposit HK$19.67M · loan HK$45.91M · min. income ≈ HK$491,000/mo (50% DSR)
Upfront cash ≈ HK$22.46M (deposit + AVD stamp duty HK$2,787,278 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$269,183
−HK$16,880/mo
▼ 0.25% · 3.875%
HK$277,556
−HK$8,507/mo
Today · 4.125%
HK$286,063
baseline
▲ 0.50% · 4.625%
HK$303,469
+HK$17,406/mo
Deposit HK$6.56M · loan HK$59.02M · min. income ≈ HK$572,126/mo (50% DSR)
Upfront cash ≈ HK$9.35M (deposit + AVD stamp duty HK$2,787,278 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$299,463
−HK$16,179/mo
▼ 0.25% · 3.875%
HK$307,495
−HK$8,147/mo
Today · 4.125%
HK$315,642
baseline
▲ 0.50% · 4.625%
HK$332,280
+HK$16,638/mo
Deposit HK$6.56M · loan HK$59.02M · min. income ≈ HK$631,284/mo (50% DSR)
Upfront cash ≈ HK$9.35M (deposit + AVD stamp duty HK$2,787,278 · Scale 2, in force from 26 Feb 2026)