LTV · monthly repayment
▼ 0.50% · 3.625%
HK$14,956
−HK$938/mo
▼ 0.25% · 3.875%
HK$15,421
−HK$473/mo
Today · 4.125%
HK$15,894
baseline
▲ 0.50% · 4.625%
HK$16,861
+HK$967/mo
Deposit HK$3.28M · loan HK$3.28M · min. income ≈ HK$31,788/mo (50% DSR)
Upfront cash ≈ HK$3.47M (deposit + AVD stamp duty HK$190,888 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$16,638
−HK$899/mo
▼ 0.25% · 3.875%
HK$17,085
−HK$452/mo
Today · 4.125%
HK$17,537
baseline
▲ 0.50% · 4.625%
HK$18,462
+HK$925/mo
Deposit HK$3.28M · loan HK$3.28M · min. income ≈ HK$35,074/mo (50% DSR)
Upfront cash ≈ HK$3.47M (deposit + AVD stamp duty HK$190,888 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,947
−HK$1,126/mo
▼ 0.25% · 3.875%
HK$18,505
−HK$568/mo
Today · 4.125%
HK$19,073
baseline
▲ 0.50% · 4.625%
HK$20,233
+HK$1,160/mo
Deposit HK$2.62M · loan HK$3.94M · min. income ≈ HK$38,146/mo (50% DSR)
Upfront cash ≈ HK$2.81M (deposit + AVD stamp duty HK$190,888 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,966
−HK$1,079/mo
▼ 0.25% · 3.875%
HK$20,501
−HK$544/mo
Today · 4.125%
HK$21,045
baseline
▲ 0.50% · 4.625%
HK$22,154
+HK$1,109/mo
Deposit HK$2.62M · loan HK$3.94M · min. income ≈ HK$42,090/mo (50% DSR)
Upfront cash ≈ HK$2.81M (deposit + AVD stamp duty HK$190,888 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,938
−HK$1,313/mo
▼ 0.25% · 3.875%
HK$21,590
−HK$661/mo
Today · 4.125%
HK$22,251
baseline
▲ 0.50% · 4.625%
HK$23,605
+HK$1,354/mo
Deposit HK$1.97M · loan HK$4.59M · min. income ≈ HK$44,502/mo (50% DSR)
Upfront cash ≈ HK$2.16M (deposit + AVD stamp duty HK$190,888 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,294
−HK$1,258/mo
▼ 0.25% · 3.875%
HK$23,918
−HK$634/mo
Today · 4.125%
HK$24,552
baseline
▲ 0.50% · 4.625%
HK$25,846
+HK$1,294/mo
Deposit HK$1.97M · loan HK$4.59M · min. income ≈ HK$49,104/mo (50% DSR)
Upfront cash ≈ HK$2.16M (deposit + AVD stamp duty HK$190,888 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,921
−HK$1,688/mo
▼ 0.25% · 3.875%
HK$27,758
−HK$851/mo
Today · 4.125%
HK$28,609
baseline
▲ 0.50% · 4.625%
HK$30,350
+HK$1,741/mo
Deposit HK$656K · loan HK$5.90M · min. income ≈ HK$57,218/mo (50% DSR)
Upfront cash ≈ HK$847K (deposit + AVD stamp duty HK$190,888 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,949
−HK$1,618/mo
▼ 0.25% · 3.875%
HK$30,752
−HK$815/mo
Today · 4.125%
HK$31,567
baseline
▲ 0.50% · 4.625%
HK$33,231
+HK$1,664/mo
Deposit HK$656K · loan HK$5.90M · min. income ≈ HK$63,134/mo (50% DSR)
Upfront cash ≈ HK$847K (deposit + AVD stamp duty HK$190,888 · Scale 2, in force from 26 Feb 2026)