LTV · monthly repayment
▼ 0.50% · 3.625%
HK$14,957
−HK$938/mo
▼ 0.25% · 3.875%
HK$15,422
−HK$473/mo
Today · 4.125%
HK$15,895
baseline
▲ 0.50% · 4.625%
HK$16,862
+HK$967/mo
Deposit HK$3.28M · loan HK$3.28M · min. income ≈ HK$31,790/mo (50% DSR)
Upfront cash ≈ HK$3.47M (deposit + AVD stamp duty HK$190,923 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$16,639
−HK$899/mo
▼ 0.25% · 3.875%
HK$17,085
−HK$453/mo
Today · 4.125%
HK$17,538
baseline
▲ 0.50% · 4.625%
HK$18,463
+HK$925/mo
Deposit HK$3.28M · loan HK$3.28M · min. income ≈ HK$35,076/mo (50% DSR)
Upfront cash ≈ HK$3.47M (deposit + AVD stamp duty HK$190,923 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,948
−HK$1,126/mo
▼ 0.25% · 3.875%
HK$18,506
−HK$568/mo
Today · 4.125%
HK$19,074
baseline
▲ 0.50% · 4.625%
HK$20,234
+HK$1,160/mo
Deposit HK$2.62M · loan HK$3.94M · min. income ≈ HK$38,148/mo (50% DSR)
Upfront cash ≈ HK$2.81M (deposit + AVD stamp duty HK$190,923 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,967
−HK$1,079/mo
▼ 0.25% · 3.875%
HK$20,503
−HK$543/mo
Today · 4.125%
HK$21,046
baseline
▲ 0.50% · 4.625%
HK$22,155
+HK$1,109/mo
Deposit HK$2.62M · loan HK$3.94M · min. income ≈ HK$42,092/mo (50% DSR)
Upfront cash ≈ HK$2.81M (deposit + AVD stamp duty HK$190,923 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,939
−HK$1,313/mo
▼ 0.25% · 3.875%
HK$21,591
−HK$661/mo
Today · 4.125%
HK$22,252
baseline
▲ 0.50% · 4.625%
HK$23,607
+HK$1,355/mo
Deposit HK$1.97M · loan HK$4.59M · min. income ≈ HK$44,504/mo (50% DSR)
Upfront cash ≈ HK$2.16M (deposit + AVD stamp duty HK$190,923 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,295
−HK$1,258/mo
▼ 0.25% · 3.875%
HK$23,920
−HK$633/mo
Today · 4.125%
HK$24,553
baseline
▲ 0.50% · 4.625%
HK$25,848
+HK$1,295/mo
Deposit HK$1.97M · loan HK$4.59M · min. income ≈ HK$49,106/mo (50% DSR)
Upfront cash ≈ HK$2.16M (deposit + AVD stamp duty HK$190,923 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,922
−HK$1,688/mo
▼ 0.25% · 3.875%
HK$27,760
−HK$850/mo
Today · 4.125%
HK$28,610
baseline
▲ 0.50% · 4.625%
HK$30,351
+HK$1,741/mo
Deposit HK$656K · loan HK$5.90M · min. income ≈ HK$57,220/mo (50% DSR)
Upfront cash ≈ HK$847K (deposit + AVD stamp duty HK$190,923 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,951
−HK$1,618/mo
▼ 0.25% · 3.875%
HK$30,754
−HK$815/mo
Today · 4.125%
HK$31,569
baseline
▲ 0.50% · 4.625%
HK$33,233
+HK$1,664/mo
Deposit HK$656K · loan HK$5.90M · min. income ≈ HK$63,138/mo (50% DSR)
Upfront cash ≈ HK$847K (deposit + AVD stamp duty HK$190,923 · Scale 2, in force from 26 Feb 2026)