LTV · monthly repayment
▼ 0.50% · 3.625%
HK$149,587
−HK$9,381/mo
▼ 0.25% · 3.875%
HK$154,240
−HK$4,728/mo
Today · 4.125%
HK$158,968
baseline
▲ 0.50% · 4.625%
HK$168,641
+HK$9,673/mo
Deposit HK$32.80M · loan HK$32.80M · min. income ≈ HK$317,936/mo (50% DSR)
Upfront cash ≈ HK$35.59M (deposit + AVD stamp duty HK$2,788,048 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$166,414
−HK$8,991/mo
▼ 0.25% · 3.875%
HK$170,878
−HK$4,527/mo
Today · 4.125%
HK$175,405
baseline
▲ 0.50% · 4.625%
HK$184,651
+HK$9,246/mo
Deposit HK$32.80M · loan HK$32.80M · min. income ≈ HK$350,810/mo (50% DSR)
Upfront cash ≈ HK$35.59M (deposit + AVD stamp duty HK$2,788,048 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$179,505
−HK$11,256/mo
▼ 0.25% · 3.875%
HK$185,088
−HK$5,673/mo
Today · 4.125%
HK$190,761
baseline
▲ 0.50% · 4.625%
HK$202,369
+HK$11,608/mo
Deposit HK$26.24M · loan HK$39.36M · min. income ≈ HK$381,522/mo (50% DSR)
Upfront cash ≈ HK$29.03M (deposit + AVD stamp duty HK$2,788,048 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$199,697
−HK$10,789/mo
▼ 0.25% · 3.875%
HK$205,053
−HK$5,433/mo
Today · 4.125%
HK$210,486
baseline
▲ 0.50% · 4.625%
HK$221,581
+HK$11,095/mo
Deposit HK$26.24M · loan HK$39.36M · min. income ≈ HK$420,972/mo (50% DSR)
Upfront cash ≈ HK$29.03M (deposit + AVD stamp duty HK$2,788,048 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$209,422
−HK$13,133/mo
▼ 0.25% · 3.875%
HK$215,937
−HK$6,618/mo
Today · 4.125%
HK$222,555
baseline
▲ 0.50% · 4.625%
HK$236,097
+HK$13,542/mo
Deposit HK$19.68M · loan HK$45.92M · min. income ≈ HK$445,110/mo (50% DSR)
Upfront cash ≈ HK$22.47M (deposit + AVD stamp duty HK$2,788,048 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$232,980
−HK$12,587/mo
▼ 0.25% · 3.875%
HK$239,229
−HK$6,338/mo
Today · 4.125%
HK$245,567
baseline
▲ 0.50% · 4.625%
HK$258,512
+HK$12,945/mo
Deposit HK$19.68M · loan HK$45.92M · min. income ≈ HK$491,134/mo (50% DSR)
Upfront cash ≈ HK$22.47M (deposit + AVD stamp duty HK$2,788,048 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$269,257
−HK$16,885/mo
▼ 0.25% · 3.875%
HK$277,633
−HK$8,509/mo
Today · 4.125%
HK$286,142
baseline
▲ 0.50% · 4.625%
HK$303,553
+HK$17,411/mo
Deposit HK$6.56M · loan HK$59.04M · min. income ≈ HK$572,284/mo (50% DSR)
Upfront cash ≈ HK$9.35M (deposit + AVD stamp duty HK$2,788,048 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$299,546
−HK$16,183/mo
▼ 0.25% · 3.875%
HK$307,580
−HK$8,149/mo
Today · 4.125%
HK$315,729
baseline
▲ 0.50% · 4.625%
HK$332,372
+HK$16,643/mo
Deposit HK$6.56M · loan HK$59.04M · min. income ≈ HK$631,458/mo (50% DSR)
Upfront cash ≈ HK$9.35M (deposit + AVD stamp duty HK$2,788,048 · Scale 2, in force from 26 Feb 2026)