LTV · monthly repayment
▼ 0.50% · 3.625%
HK$149,589
−HK$9,380/mo
▼ 0.25% · 3.875%
HK$154,242
−HK$4,727/mo
Today · 4.125%
HK$158,969
baseline
▲ 0.50% · 4.625%
HK$168,642
+HK$9,673/mo
Deposit HK$32.80M · loan HK$32.80M · min. income ≈ HK$317,938/mo (50% DSR)
Upfront cash ≈ HK$35.59M (deposit + AVD stamp duty HK$2,788,073 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$166,416
−HK$8,991/mo
▼ 0.25% · 3.875%
HK$170,879
−HK$4,528/mo
Today · 4.125%
HK$175,407
baseline
▲ 0.50% · 4.625%
HK$184,653
+HK$9,246/mo
Deposit HK$32.80M · loan HK$32.80M · min. income ≈ HK$350,814/mo (50% DSR)
Upfront cash ≈ HK$35.59M (deposit + AVD stamp duty HK$2,788,073 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$179,506
−HK$11,257/mo
▼ 0.25% · 3.875%
HK$185,090
−HK$5,673/mo
Today · 4.125%
HK$190,763
baseline
▲ 0.50% · 4.625%
HK$202,371
+HK$11,608/mo
Deposit HK$26.24M · loan HK$39.36M · min. income ≈ HK$381,526/mo (50% DSR)
Upfront cash ≈ HK$29.03M (deposit + AVD stamp duty HK$2,788,073 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$199,699
−HK$10,789/mo
▼ 0.25% · 3.875%
HK$205,055
−HK$5,433/mo
Today · 4.125%
HK$210,488
baseline
▲ 0.50% · 4.625%
HK$221,583
+HK$11,095/mo
Deposit HK$26.24M · loan HK$39.36M · min. income ≈ HK$420,976/mo (50% DSR)
Upfront cash ≈ HK$29.03M (deposit + AVD stamp duty HK$2,788,073 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$209,424
−HK$13,133/mo
▼ 0.25% · 3.875%
HK$215,938
−HK$6,619/mo
Today · 4.125%
HK$222,557
baseline
▲ 0.50% · 4.625%
HK$236,099
+HK$13,542/mo
Deposit HK$19.68M · loan HK$45.92M · min. income ≈ HK$445,114/mo (50% DSR)
Upfront cash ≈ HK$22.47M (deposit + AVD stamp duty HK$2,788,073 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$232,982
−HK$12,588/mo
▼ 0.25% · 3.875%
HK$239,231
−HK$6,339/mo
Today · 4.125%
HK$245,570
baseline
▲ 0.50% · 4.625%
HK$258,514
+HK$12,944/mo
Deposit HK$19.68M · loan HK$45.92M · min. income ≈ HK$491,140/mo (50% DSR)
Upfront cash ≈ HK$22.47M (deposit + AVD stamp duty HK$2,788,073 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$269,260
−HK$16,885/mo
▼ 0.25% · 3.875%
HK$277,635
−HK$8,510/mo
Today · 4.125%
HK$286,145
baseline
▲ 0.50% · 4.625%
HK$303,556
+HK$17,411/mo
Deposit HK$6.56M · loan HK$59.04M · min. income ≈ HK$572,290/mo (50% DSR)
Upfront cash ≈ HK$9.35M (deposit + AVD stamp duty HK$2,788,073 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$299,549
−HK$16,183/mo
▼ 0.25% · 3.875%
HK$307,582
−HK$8,150/mo
Today · 4.125%
HK$315,732
baseline
▲ 0.50% · 4.625%
HK$332,375
+HK$16,643/mo
Deposit HK$6.56M · loan HK$59.04M · min. income ≈ HK$631,464/mo (50% DSR)
Upfront cash ≈ HK$9.35M (deposit + AVD stamp duty HK$2,788,073 · Scale 2, in force from 26 Feb 2026)