LTV · monthly repayment
▼ 0.50% · 3.625%
HK$149,591
−HK$9,381/mo
▼ 0.25% · 3.875%
HK$154,244
−HK$4,728/mo
Today · 4.125%
HK$158,972
baseline
▲ 0.50% · 4.625%
HK$168,645
+HK$9,673/mo
Deposit HK$32.80M · loan HK$32.80M · min. income ≈ HK$317,944/mo (50% DSR)
Upfront cash ≈ HK$35.59M (deposit + AVD stamp duty HK$2,788,118 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$166,419
−HK$8,991/mo
▼ 0.25% · 3.875%
HK$170,882
−HK$4,528/mo
Today · 4.125%
HK$175,410
baseline
▲ 0.50% · 4.625%
HK$184,656
+HK$9,246/mo
Deposit HK$32.80M · loan HK$32.80M · min. income ≈ HK$350,820/mo (50% DSR)
Upfront cash ≈ HK$35.59M (deposit + AVD stamp duty HK$2,788,118 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$179,509
−HK$11,257/mo
▼ 0.25% · 3.875%
HK$185,093
−HK$5,673/mo
Today · 4.125%
HK$190,766
baseline
▲ 0.50% · 4.625%
HK$202,374
+HK$11,608/mo
Deposit HK$26.24M · loan HK$39.36M · min. income ≈ HK$381,532/mo (50% DSR)
Upfront cash ≈ HK$29.03M (deposit + AVD stamp duty HK$2,788,118 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$199,702
−HK$10,790/mo
▼ 0.25% · 3.875%
HK$205,058
−HK$5,434/mo
Today · 4.125%
HK$210,492
baseline
▲ 0.50% · 4.625%
HK$221,587
+HK$11,095/mo
Deposit HK$26.24M · loan HK$39.36M · min. income ≈ HK$420,984/mo (50% DSR)
Upfront cash ≈ HK$29.03M (deposit + AVD stamp duty HK$2,788,118 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$209,428
−HK$13,133/mo
▼ 0.25% · 3.875%
HK$215,942
−HK$6,619/mo
Today · 4.125%
HK$222,561
baseline
▲ 0.50% · 4.625%
HK$236,103
+HK$13,542/mo
Deposit HK$19.68M · loan HK$45.92M · min. income ≈ HK$445,122/mo (50% DSR)
Upfront cash ≈ HK$22.47M (deposit + AVD stamp duty HK$2,788,118 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$232,986
−HK$12,588/mo
▼ 0.25% · 3.875%
HK$239,235
−HK$6,339/mo
Today · 4.125%
HK$245,574
baseline
▲ 0.50% · 4.625%
HK$258,518
+HK$12,944/mo
Deposit HK$19.68M · loan HK$45.92M · min. income ≈ HK$491,148/mo (50% DSR)
Upfront cash ≈ HK$22.47M (deposit + AVD stamp duty HK$2,788,118 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$269,264
−HK$16,885/mo
▼ 0.25% · 3.875%
HK$277,640
−HK$8,509/mo
Today · 4.125%
HK$286,149
baseline
▲ 0.50% · 4.625%
HK$303,561
+HK$17,412/mo
Deposit HK$6.56M · loan HK$59.04M · min. income ≈ HK$572,298/mo (50% DSR)
Upfront cash ≈ HK$9.35M (deposit + AVD stamp duty HK$2,788,118 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$299,553
−HK$16,184/mo
▼ 0.25% · 3.875%
HK$307,587
−HK$8,150/mo
Today · 4.125%
HK$315,737
baseline
▲ 0.50% · 4.625%
HK$332,380
+HK$16,643/mo
Deposit HK$6.56M · loan HK$59.04M · min. income ≈ HK$631,474/mo (50% DSR)
Upfront cash ≈ HK$9.35M (deposit + AVD stamp duty HK$2,788,118 · Scale 2, in force from 26 Feb 2026)