LTV · monthly repayment
▼ 0.50% · 3.625%
HK$149,614
−HK$9,382/mo
▼ 0.25% · 3.875%
HK$154,268
−HK$4,728/mo
Today · 4.125%
HK$158,996
baseline
▲ 0.50% · 4.625%
HK$168,671
+HK$9,675/mo
Deposit HK$32.81M · loan HK$32.81M · min. income ≈ HK$317,992/mo (50% DSR)
Upfront cash ≈ HK$35.60M (deposit + AVD stamp duty HK$2,788,551 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$166,444
−HK$8,993/mo
▼ 0.25% · 3.875%
HK$170,908
−HK$4,529/mo
Today · 4.125%
HK$175,437
baseline
▲ 0.50% · 4.625%
HK$184,684
+HK$9,247/mo
Deposit HK$32.81M · loan HK$32.81M · min. income ≈ HK$350,874/mo (50% DSR)
Upfront cash ≈ HK$35.60M (deposit + AVD stamp duty HK$2,788,551 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$179,537
−HK$11,259/mo
▼ 0.25% · 3.875%
HK$185,122
−HK$5,674/mo
Today · 4.125%
HK$190,796
baseline
▲ 0.50% · 4.625%
HK$202,405
+HK$11,609/mo
Deposit HK$26.25M · loan HK$39.37M · min. income ≈ HK$381,592/mo (50% DSR)
Upfront cash ≈ HK$29.03M (deposit + AVD stamp duty HK$2,788,551 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$199,733
−HK$10,791/mo
▼ 0.25% · 3.875%
HK$205,090
−HK$5,434/mo
Today · 4.125%
HK$210,524
baseline
▲ 0.50% · 4.625%
HK$221,621
+HK$11,097/mo
Deposit HK$26.25M · loan HK$39.37M · min. income ≈ HK$421,048/mo (50% DSR)
Upfront cash ≈ HK$29.03M (deposit + AVD stamp duty HK$2,788,551 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$209,460
−HK$13,135/mo
▼ 0.25% · 3.875%
HK$215,976
−HK$6,619/mo
Today · 4.125%
HK$222,595
baseline
▲ 0.50% · 4.625%
HK$236,139
+HK$13,544/mo
Deposit HK$19.68M · loan HK$45.93M · min. income ≈ HK$445,190/mo (50% DSR)
Upfront cash ≈ HK$22.47M (deposit + AVD stamp duty HK$2,788,551 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$233,022
−HK$12,590/mo
▼ 0.25% · 3.875%
HK$239,272
−HK$6,340/mo
Today · 4.125%
HK$245,612
baseline
▲ 0.50% · 4.625%
HK$258,558
+HK$12,946/mo
Deposit HK$19.68M · loan HK$45.93M · min. income ≈ HK$491,224/mo (50% DSR)
Upfront cash ≈ HK$22.47M (deposit + AVD stamp duty HK$2,788,551 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$269,306
−HK$16,888/mo
▼ 0.25% · 3.875%
HK$277,683
−HK$8,511/mo
Today · 4.125%
HK$286,194
baseline
▲ 0.50% · 4.625%
HK$303,608
+HK$17,414/mo
Deposit HK$6.56M · loan HK$59.05M · min. income ≈ HK$572,388/mo (50% DSR)
Upfront cash ≈ HK$9.35M (deposit + AVD stamp duty HK$2,788,551 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$299,600
−HK$16,187/mo
▼ 0.25% · 3.875%
HK$307,635
−HK$8,152/mo
Today · 4.125%
HK$315,787
baseline
▲ 0.50% · 4.625%
HK$332,432
+HK$16,645/mo
Deposit HK$6.56M · loan HK$59.05M · min. income ≈ HK$631,574/mo (50% DSR)
Upfront cash ≈ HK$9.35M (deposit + AVD stamp duty HK$2,788,551 · Scale 2, in force from 26 Feb 2026)