LTV · monthly repayment
▼ 0.50% · 3.625%
HK$149,616
−HK$9,382/mo
▼ 0.25% · 3.875%
HK$154,270
−HK$4,728/mo
Today · 4.125%
HK$158,998
baseline
▲ 0.50% · 4.625%
HK$168,673
+HK$9,675/mo
Deposit HK$32.81M · loan HK$32.81M · min. income ≈ HK$317,996/mo (50% DSR)
Upfront cash ≈ HK$35.60M (deposit + AVD stamp duty HK$2,788,580 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$166,446
−HK$8,993/mo
▼ 0.25% · 3.875%
HK$170,910
−HK$4,529/mo
Today · 4.125%
HK$175,439
baseline
▲ 0.50% · 4.625%
HK$184,686
+HK$9,247/mo
Deposit HK$32.81M · loan HK$32.81M · min. income ≈ HK$350,878/mo (50% DSR)
Upfront cash ≈ HK$35.60M (deposit + AVD stamp duty HK$2,788,580 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$179,539
−HK$11,259/mo
▼ 0.25% · 3.875%
HK$185,124
−HK$5,674/mo
Today · 4.125%
HK$190,798
baseline
▲ 0.50% · 4.625%
HK$202,407
+HK$11,609/mo
Deposit HK$26.25M · loan HK$39.37M · min. income ≈ HK$381,596/mo (50% DSR)
Upfront cash ≈ HK$29.03M (deposit + AVD stamp duty HK$2,788,580 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$199,735
−HK$10,792/mo
▼ 0.25% · 3.875%
HK$205,092
−HK$5,435/mo
Today · 4.125%
HK$210,527
baseline
▲ 0.50% · 4.625%
HK$221,624
+HK$11,097/mo
Deposit HK$26.25M · loan HK$39.37M · min. income ≈ HK$421,054/mo (50% DSR)
Upfront cash ≈ HK$29.03M (deposit + AVD stamp duty HK$2,788,580 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$209,462
−HK$13,135/mo
▼ 0.25% · 3.875%
HK$215,978
−HK$6,619/mo
Today · 4.125%
HK$222,597
baseline
▲ 0.50% · 4.625%
HK$236,142
+HK$13,545/mo
Deposit HK$19.68M · loan HK$45.93M · min. income ≈ HK$445,194/mo (50% DSR)
Upfront cash ≈ HK$22.47M (deposit + AVD stamp duty HK$2,788,580 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$233,025
−HK$12,589/mo
▼ 0.25% · 3.875%
HK$239,274
−HK$6,340/mo
Today · 4.125%
HK$245,614
baseline
▲ 0.50% · 4.625%
HK$258,561
+HK$12,947/mo
Deposit HK$19.68M · loan HK$45.93M · min. income ≈ HK$491,228/mo (50% DSR)
Upfront cash ≈ HK$22.47M (deposit + AVD stamp duty HK$2,788,580 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$269,309
−HK$16,888/mo
▼ 0.25% · 3.875%
HK$277,686
−HK$8,511/mo
Today · 4.125%
HK$286,197
baseline
▲ 0.50% · 4.625%
HK$303,611
+HK$17,414/mo
Deposit HK$6.56M · loan HK$59.05M · min. income ≈ HK$572,394/mo (50% DSR)
Upfront cash ≈ HK$9.35M (deposit + AVD stamp duty HK$2,788,580 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$299,603
−HK$16,187/mo
▼ 0.25% · 3.875%
HK$307,638
−HK$8,152/mo
Today · 4.125%
HK$315,790
baseline
▲ 0.50% · 4.625%
HK$332,436
+HK$16,646/mo
Deposit HK$6.56M · loan HK$59.05M · min. income ≈ HK$631,580/mo (50% DSR)
Upfront cash ≈ HK$9.35M (deposit + AVD stamp duty HK$2,788,580 · Scale 2, in force from 26 Feb 2026)