LTV · monthly repayment
▼ 0.50% · 3.625%
HK$14,963
−HK$938/mo
▼ 0.25% · 3.875%
HK$15,428
−HK$473/mo
Today · 4.125%
HK$15,901
baseline
▲ 0.50% · 4.625%
HK$16,869
+HK$968/mo
Deposit HK$3.28M · loan HK$3.28M · min. income ≈ HK$31,802/mo (50% DSR)
Upfront cash ≈ HK$3.47M (deposit + AVD stamp duty HK$191,196 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$16,646
−HK$899/mo
▼ 0.25% · 3.875%
HK$17,093
−HK$452/mo
Today · 4.125%
HK$17,545
baseline
▲ 0.50% · 4.625%
HK$18,470
+HK$925/mo
Deposit HK$3.28M · loan HK$3.28M · min. income ≈ HK$35,090/mo (50% DSR)
Upfront cash ≈ HK$3.47M (deposit + AVD stamp duty HK$191,196 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,956
−HK$1,126/mo
▼ 0.25% · 3.875%
HK$18,514
−HK$568/mo
Today · 4.125%
HK$19,082
baseline
▲ 0.50% · 4.625%
HK$20,243
+HK$1,161/mo
Deposit HK$2.62M · loan HK$3.94M · min. income ≈ HK$38,164/mo (50% DSR)
Upfront cash ≈ HK$2.82M (deposit + AVD stamp duty HK$191,196 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,975
−HK$1,080/mo
▼ 0.25% · 3.875%
HK$20,511
−HK$544/mo
Today · 4.125%
HK$21,055
baseline
▲ 0.50% · 4.625%
HK$22,164
+HK$1,109/mo
Deposit HK$2.62M · loan HK$3.94M · min. income ≈ HK$42,110/mo (50% DSR)
Upfront cash ≈ HK$2.82M (deposit + AVD stamp duty HK$191,196 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,948
−HK$1,314/mo
▼ 0.25% · 3.875%
HK$21,600
−HK$662/mo
Today · 4.125%
HK$22,262
baseline
▲ 0.50% · 4.625%
HK$23,616
+HK$1,354/mo
Deposit HK$1.97M · loan HK$4.59M · min. income ≈ HK$44,524/mo (50% DSR)
Upfront cash ≈ HK$2.16M (deposit + AVD stamp duty HK$191,196 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,305
−HK$1,259/mo
▼ 0.25% · 3.875%
HK$23,930
−HK$634/mo
Today · 4.125%
HK$24,564
baseline
▲ 0.50% · 4.625%
HK$25,858
+HK$1,294/mo
Deposit HK$1.97M · loan HK$4.59M · min. income ≈ HK$49,128/mo (50% DSR)
Upfront cash ≈ HK$2.16M (deposit + AVD stamp duty HK$191,196 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,933
−HK$1,689/mo
▼ 0.25% · 3.875%
HK$27,771
−HK$851/mo
Today · 4.125%
HK$28,622
baseline
▲ 0.50% · 4.625%
HK$30,364
+HK$1,742/mo
Deposit HK$656K · loan HK$5.91M · min. income ≈ HK$57,244/mo (50% DSR)
Upfront cash ≈ HK$847K (deposit + AVD stamp duty HK$191,196 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,963
−HK$1,619/mo
▼ 0.25% · 3.875%
HK$30,767
−HK$815/mo
Today · 4.125%
HK$31,582
baseline
▲ 0.50% · 4.625%
HK$33,247
+HK$1,665/mo
Deposit HK$656K · loan HK$5.91M · min. income ≈ HK$63,164/mo (50% DSR)
Upfront cash ≈ HK$847K (deposit + AVD stamp duty HK$191,196 · Scale 2, in force from 26 Feb 2026)