LTV · monthly repayment
▼ 0.50% · 3.625%
HK$149,643
−HK$9,384/mo
▼ 0.25% · 3.875%
HK$154,298
−HK$4,729/mo
Today · 4.125%
HK$159,027
baseline
▲ 0.50% · 4.625%
HK$168,703
+HK$9,676/mo
Deposit HK$32.81M · loan HK$32.81M · min. income ≈ HK$318,054/mo (50% DSR)
Upfront cash ≈ HK$35.60M (deposit + AVD stamp duty HK$2,789,082 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$166,476
−HK$8,994/mo
▼ 0.25% · 3.875%
HK$170,941
−HK$4,529/mo
Today · 4.125%
HK$175,470
baseline
▲ 0.50% · 4.625%
HK$184,720
+HK$9,250/mo
Deposit HK$32.81M · loan HK$32.81M · min. income ≈ HK$350,940/mo (50% DSR)
Upfront cash ≈ HK$35.60M (deposit + AVD stamp duty HK$2,789,082 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$179,571
−HK$11,261/mo
▼ 0.25% · 3.875%
HK$185,157
−HK$5,675/mo
Today · 4.125%
HK$190,832
baseline
▲ 0.50% · 4.625%
HK$202,444
+HK$11,612/mo
Deposit HK$26.25M · loan HK$39.38M · min. income ≈ HK$381,664/mo (50% DSR)
Upfront cash ≈ HK$29.04M (deposit + AVD stamp duty HK$2,789,082 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$199,771
−HK$10,793/mo
▼ 0.25% · 3.875%
HK$205,129
−HK$5,435/mo
Today · 4.125%
HK$210,564
baseline
▲ 0.50% · 4.625%
HK$221,664
+HK$11,100/mo
Deposit HK$26.25M · loan HK$39.38M · min. income ≈ HK$421,128/mo (50% DSR)
Upfront cash ≈ HK$29.04M (deposit + AVD stamp duty HK$2,789,082 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$209,500
−HK$13,137/mo
▼ 0.25% · 3.875%
HK$216,017
−HK$6,620/mo
Today · 4.125%
HK$222,637
baseline
▲ 0.50% · 4.625%
HK$236,184
+HK$13,547/mo
Deposit HK$19.69M · loan HK$45.94M · min. income ≈ HK$445,274/mo (50% DSR)
Upfront cash ≈ HK$22.48M (deposit + AVD stamp duty HK$2,789,082 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$233,067
−HK$12,591/mo
▼ 0.25% · 3.875%
HK$239,317
−HK$6,341/mo
Today · 4.125%
HK$245,658
baseline
▲ 0.50% · 4.625%
HK$258,607
+HK$12,949/mo
Deposit HK$19.69M · loan HK$45.94M · min. income ≈ HK$491,316/mo (50% DSR)
Upfront cash ≈ HK$22.48M (deposit + AVD stamp duty HK$2,789,082 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$269,357
−HK$16,891/mo
▼ 0.25% · 3.875%
HK$277,736
−HK$8,512/mo
Today · 4.125%
HK$286,248
baseline
▲ 0.50% · 4.625%
HK$303,666
+HK$17,418/mo
Deposit HK$6.56M · loan HK$59.06M · min. income ≈ HK$572,496/mo (50% DSR)
Upfront cash ≈ HK$9.35M (deposit + AVD stamp duty HK$2,789,082 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$299,657
−HK$16,190/mo
▼ 0.25% · 3.875%
HK$307,694
−HK$8,153/mo
Today · 4.125%
HK$315,847
baseline
▲ 0.50% · 4.625%
HK$332,495
+HK$16,648/mo
Deposit HK$6.56M · loan HK$59.06M · min. income ≈ HK$631,694/mo (50% DSR)
Upfront cash ≈ HK$9.35M (deposit + AVD stamp duty HK$2,789,082 · Scale 2, in force from 26 Feb 2026)