LTV · monthly repayment
▼ 0.50% · 3.625%
HK$149,657
−HK$9,385/mo
▼ 0.25% · 3.875%
HK$154,312
−HK$4,730/mo
Today · 4.125%
HK$159,042
baseline
▲ 0.50% · 4.625%
HK$168,719
+HK$9,677/mo
Deposit HK$32.82M · loan HK$32.82M · min. income ≈ HK$318,084/mo (50% DSR)
Upfront cash ≈ HK$35.61M (deposit + AVD stamp duty HK$2,789,343 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$166,492
−HK$8,995/mo
▼ 0.25% · 3.875%
HK$170,957
−HK$4,530/mo
Today · 4.125%
HK$175,487
baseline
▲ 0.50% · 4.625%
HK$184,737
+HK$9,250/mo
Deposit HK$32.82M · loan HK$32.82M · min. income ≈ HK$350,974/mo (50% DSR)
Upfront cash ≈ HK$35.61M (deposit + AVD stamp duty HK$2,789,343 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$179,588
−HK$11,262/mo
▼ 0.25% · 3.875%
HK$185,174
−HK$5,676/mo
Today · 4.125%
HK$190,850
baseline
▲ 0.50% · 4.625%
HK$202,463
+HK$11,613/mo
Deposit HK$26.25M · loan HK$39.38M · min. income ≈ HK$381,700/mo (50% DSR)
Upfront cash ≈ HK$29.04M (deposit + AVD stamp duty HK$2,789,343 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$199,790
−HK$10,794/mo
▼ 0.25% · 3.875%
HK$205,148
−HK$5,436/mo
Today · 4.125%
HK$210,584
baseline
▲ 0.50% · 4.625%
HK$221,684
+HK$11,100/mo
Deposit HK$26.25M · loan HK$39.38M · min. income ≈ HK$421,168/mo (50% DSR)
Upfront cash ≈ HK$29.04M (deposit + AVD stamp duty HK$2,789,343 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$209,520
−HK$13,138/mo
▼ 0.25% · 3.875%
HK$216,037
−HK$6,621/mo
Today · 4.125%
HK$222,658
baseline
▲ 0.50% · 4.625%
HK$236,207
+HK$13,549/mo
Deposit HK$19.69M · loan HK$45.94M · min. income ≈ HK$445,316/mo (50% DSR)
Upfront cash ≈ HK$22.48M (deposit + AVD stamp duty HK$2,789,343 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$233,088
−HK$12,594/mo
▼ 0.25% · 3.875%
HK$239,340
−HK$6,342/mo
Today · 4.125%
HK$245,682
baseline
▲ 0.50% · 4.625%
HK$258,632
+HK$12,950/mo
Deposit HK$19.69M · loan HK$45.94M · min. income ≈ HK$491,364/mo (50% DSR)
Upfront cash ≈ HK$22.48M (deposit + AVD stamp duty HK$2,789,343 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$269,382
−HK$16,893/mo
▼ 0.25% · 3.875%
HK$277,762
−HK$8,513/mo
Today · 4.125%
HK$286,275
baseline
▲ 0.50% · 4.625%
HK$303,694
+HK$17,419/mo
Deposit HK$6.56M · loan HK$59.07M · min. income ≈ HK$572,550/mo (50% DSR)
Upfront cash ≈ HK$9.35M (deposit + AVD stamp duty HK$2,789,343 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$299,685
−HK$16,191/mo
▼ 0.25% · 3.875%
HK$307,723
−HK$8,153/mo
Today · 4.125%
HK$315,876
baseline
▲ 0.50% · 4.625%
HK$332,527
+HK$16,651/mo
Deposit HK$6.56M · loan HK$59.07M · min. income ≈ HK$631,752/mo (50% DSR)
Upfront cash ≈ HK$9.35M (deposit + AVD stamp duty HK$2,789,343 · Scale 2, in force from 26 Feb 2026)