LTV · monthly repayment
▼ 0.50% · 3.625%
HK$149,692
−HK$9,387/mo
▼ 0.25% · 3.875%
HK$154,349
−HK$4,730/mo
Today · 4.125%
HK$159,079
baseline
▲ 0.50% · 4.625%
HK$168,759
+HK$9,680/mo
Deposit HK$32.82M · loan HK$32.82M · min. income ≈ HK$318,158/mo (50% DSR)
Upfront cash ≈ HK$35.61M (deposit + AVD stamp duty HK$2,790,006 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$166,531
−HK$8,997/mo
▼ 0.25% · 3.875%
HK$170,998
−HK$4,530/mo
Today · 4.125%
HK$175,528
baseline
▲ 0.50% · 4.625%
HK$184,781
+HK$9,253/mo
Deposit HK$32.82M · loan HK$32.82M · min. income ≈ HK$351,056/mo (50% DSR)
Upfront cash ≈ HK$35.61M (deposit + AVD stamp duty HK$2,790,006 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$179,631
−HK$11,264/mo
▼ 0.25% · 3.875%
HK$185,218
−HK$5,677/mo
Today · 4.125%
HK$190,895
baseline
▲ 0.50% · 4.625%
HK$202,511
+HK$11,616/mo
Deposit HK$26.26M · loan HK$39.39M · min. income ≈ HK$381,790/mo (50% DSR)
Upfront cash ≈ HK$29.05M (deposit + AVD stamp duty HK$2,790,006 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$199,838
−HK$10,796/mo
▼ 0.25% · 3.875%
HK$205,197
−HK$5,437/mo
Today · 4.125%
HK$210,634
baseline
▲ 0.50% · 4.625%
HK$221,737
+HK$11,103/mo
Deposit HK$26.26M · loan HK$39.39M · min. income ≈ HK$421,268/mo (50% DSR)
Upfront cash ≈ HK$29.05M (deposit + AVD stamp duty HK$2,790,006 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$209,569
−HK$13,142/mo
▼ 0.25% · 3.875%
HK$216,088
−HK$6,623/mo
Today · 4.125%
HK$222,711
baseline
▲ 0.50% · 4.625%
HK$236,263
+HK$13,552/mo
Deposit HK$19.69M · loan HK$45.95M · min. income ≈ HK$445,422/mo (50% DSR)
Upfront cash ≈ HK$22.48M (deposit + AVD stamp duty HK$2,790,006 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$233,144
−HK$12,596/mo
▼ 0.25% · 3.875%
HK$239,397
−HK$6,343/mo
Today · 4.125%
HK$245,740
baseline
▲ 0.50% · 4.625%
HK$258,693
+HK$12,953/mo
Deposit HK$19.69M · loan HK$45.95M · min. income ≈ HK$491,480/mo (50% DSR)
Upfront cash ≈ HK$22.48M (deposit + AVD stamp duty HK$2,790,006 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$269,446
−HK$16,897/mo
▼ 0.25% · 3.875%
HK$277,828
−HK$8,515/mo
Today · 4.125%
HK$286,343
baseline
▲ 0.50% · 4.625%
HK$303,766
+HK$17,423/mo
Deposit HK$6.56M · loan HK$59.08M · min. income ≈ HK$572,686/mo (50% DSR)
Upfront cash ≈ HK$9.35M (deposit + AVD stamp duty HK$2,790,006 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$299,756
−HK$16,195/mo
▼ 0.25% · 3.875%
HK$307,796
−HK$8,155/mo
Today · 4.125%
HK$315,951
baseline
▲ 0.50% · 4.625%
HK$332,606
+HK$16,655/mo
Deposit HK$6.56M · loan HK$59.08M · min. income ≈ HK$631,902/mo (50% DSR)
Upfront cash ≈ HK$9.35M (deposit + AVD stamp duty HK$2,790,006 · Scale 2, in force from 26 Feb 2026)