LTV · monthly repayment
▼ 0.50% · 3.625%
HK$14,970
−HK$938/mo
▼ 0.25% · 3.875%
HK$15,435
−HK$473/mo
Today · 4.125%
HK$15,908
baseline
▲ 0.50% · 4.625%
HK$16,876
+HK$968/mo
Deposit HK$3.28M · loan HK$3.28M · min. income ≈ HK$31,816/mo (50% DSR)
Upfront cash ≈ HK$3.47M (deposit + AVD stamp duty HK$191,491 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$16,654
−HK$899/mo
▼ 0.25% · 3.875%
HK$17,100
−HK$453/mo
Today · 4.125%
HK$17,553
baseline
▲ 0.50% · 4.625%
HK$18,479
+HK$926/mo
Deposit HK$3.28M · loan HK$3.28M · min. income ≈ HK$35,106/mo (50% DSR)
Upfront cash ≈ HK$3.47M (deposit + AVD stamp duty HK$191,491 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,964
−HK$1,126/mo
▼ 0.25% · 3.875%
HK$18,522
−HK$568/mo
Today · 4.125%
HK$19,090
baseline
▲ 0.50% · 4.625%
HK$20,252
+HK$1,162/mo
Deposit HK$2.63M · loan HK$3.94M · min. income ≈ HK$38,180/mo (50% DSR)
Upfront cash ≈ HK$2.82M (deposit + AVD stamp duty HK$191,491 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,984
−HK$1,080/mo
▼ 0.25% · 3.875%
HK$20,520
−HK$544/mo
Today · 4.125%
HK$21,064
baseline
▲ 0.50% · 4.625%
HK$22,174
+HK$1,110/mo
Deposit HK$2.63M · loan HK$3.94M · min. income ≈ HK$42,128/mo (50% DSR)
Upfront cash ≈ HK$2.82M (deposit + AVD stamp duty HK$191,491 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,958
−HK$1,314/mo
▼ 0.25% · 3.875%
HK$21,609
−HK$663/mo
Today · 4.125%
HK$22,272
baseline
▲ 0.50% · 4.625%
HK$23,627
+HK$1,355/mo
Deposit HK$1.97M · loan HK$4.60M · min. income ≈ HK$44,544/mo (50% DSR)
Upfront cash ≈ HK$2.16M (deposit + AVD stamp duty HK$191,491 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,315
−HK$1,260/mo
▼ 0.25% · 3.875%
HK$23,940
−HK$635/mo
Today · 4.125%
HK$24,575
baseline
▲ 0.50% · 4.625%
HK$25,870
+HK$1,295/mo
Deposit HK$1.97M · loan HK$4.60M · min. income ≈ HK$49,150/mo (50% DSR)
Upfront cash ≈ HK$2.16M (deposit + AVD stamp duty HK$191,491 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,945
−HK$1,690/mo
▼ 0.25% · 3.875%
HK$27,784
−HK$851/mo
Today · 4.125%
HK$28,635
baseline
▲ 0.50% · 4.625%
HK$30,378
+HK$1,743/mo
Deposit HK$656K · loan HK$5.91M · min. income ≈ HK$57,270/mo (50% DSR)
Upfront cash ≈ HK$848K (deposit + AVD stamp duty HK$191,491 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,977
−HK$1,619/mo
▼ 0.25% · 3.875%
HK$30,780
−HK$816/mo
Today · 4.125%
HK$31,596
baseline
▲ 0.50% · 4.625%
HK$33,262
+HK$1,666/mo
Deposit HK$656K · loan HK$5.91M · min. income ≈ HK$63,192/mo (50% DSR)
Upfront cash ≈ HK$848K (deposit + AVD stamp duty HK$191,491 · Scale 2, in force from 26 Feb 2026)