LTV · monthly repayment
▼ 0.50% · 3.625%
HK$14,970
−HK$939/mo
▼ 0.25% · 3.875%
HK$15,436
−HK$473/mo
Today · 4.125%
HK$15,909
baseline
▲ 0.50% · 4.625%
HK$16,877
+HK$968/mo
Deposit HK$3.28M · loan HK$3.28M · min. income ≈ HK$31,818/mo (50% DSR)
Upfront cash ≈ HK$3.47M (deposit + AVD stamp duty HK$191,509 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$16,654
−HK$900/mo
▼ 0.25% · 3.875%
HK$17,101
−HK$453/mo
Today · 4.125%
HK$17,554
baseline
▲ 0.50% · 4.625%
HK$18,479
+HK$925/mo
Deposit HK$3.28M · loan HK$3.28M · min. income ≈ HK$35,108/mo (50% DSR)
Upfront cash ≈ HK$3.47M (deposit + AVD stamp duty HK$191,509 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,964
−HK$1,127/mo
▼ 0.25% · 3.875%
HK$18,523
−HK$568/mo
Today · 4.125%
HK$19,091
baseline
▲ 0.50% · 4.625%
HK$20,252
+HK$1,161/mo
Deposit HK$2.63M · loan HK$3.94M · min. income ≈ HK$38,182/mo (50% DSR)
Upfront cash ≈ HK$2.82M (deposit + AVD stamp duty HK$191,509 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,985
−HK$1,080/mo
▼ 0.25% · 3.875%
HK$20,521
−HK$544/mo
Today · 4.125%
HK$21,065
baseline
▲ 0.50% · 4.625%
HK$22,175
+HK$1,110/mo
Deposit HK$2.63M · loan HK$3.94M · min. income ≈ HK$42,130/mo (50% DSR)
Upfront cash ≈ HK$2.82M (deposit + AVD stamp duty HK$191,509 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,958
−HK$1,314/mo
▼ 0.25% · 3.875%
HK$21,610
−HK$662/mo
Today · 4.125%
HK$22,272
baseline
▲ 0.50% · 4.625%
HK$23,628
+HK$1,356/mo
Deposit HK$1.97M · loan HK$4.60M · min. income ≈ HK$44,544/mo (50% DSR)
Upfront cash ≈ HK$2.16M (deposit + AVD stamp duty HK$191,509 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,316
−HK$1,259/mo
▼ 0.25% · 3.875%
HK$23,941
−HK$634/mo
Today · 4.125%
HK$24,575
baseline
▲ 0.50% · 4.625%
HK$25,871
+HK$1,296/mo
Deposit HK$1.97M · loan HK$4.60M · min. income ≈ HK$49,150/mo (50% DSR)
Upfront cash ≈ HK$2.16M (deposit + AVD stamp duty HK$191,509 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,946
−HK$1,690/mo
▼ 0.25% · 3.875%
HK$27,784
−HK$852/mo
Today · 4.125%
HK$28,636
baseline
▲ 0.50% · 4.625%
HK$30,378
+HK$1,742/mo
Deposit HK$657K · loan HK$5.91M · min. income ≈ HK$57,272/mo (50% DSR)
Upfront cash ≈ HK$848K (deposit + AVD stamp duty HK$191,509 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,977
−HK$1,620/mo
▼ 0.25% · 3.875%
HK$30,781
−HK$816/mo
Today · 4.125%
HK$31,597
baseline
▲ 0.50% · 4.625%
HK$33,262
+HK$1,665/mo
Deposit HK$657K · loan HK$5.91M · min. income ≈ HK$63,194/mo (50% DSR)
Upfront cash ≈ HK$848K (deposit + AVD stamp duty HK$191,509 · Scale 2, in force from 26 Feb 2026)