LTV · monthly repayment
▼ 0.50% · 3.625%
HK$149,740
−HK$9,390/mo
▼ 0.25% · 3.875%
HK$154,398
−HK$4,732/mo
Today · 4.125%
HK$159,130
baseline
▲ 0.50% · 4.625%
HK$168,813
+HK$9,683/mo
Deposit HK$32.83M · loan HK$32.83M · min. income ≈ HK$318,260/mo (50% DSR)
Upfront cash ≈ HK$35.62M (deposit + AVD stamp duty HK$2,790,895 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$166,584
−HK$9,000/mo
▼ 0.25% · 3.875%
HK$171,052
−HK$4,532/mo
Today · 4.125%
HK$175,584
baseline
▲ 0.50% · 4.625%
HK$184,840
+HK$9,256/mo
Deposit HK$32.83M · loan HK$32.83M · min. income ≈ HK$351,168/mo (50% DSR)
Upfront cash ≈ HK$35.62M (deposit + AVD stamp duty HK$2,790,895 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$179,688
−HK$11,268/mo
▼ 0.25% · 3.875%
HK$185,278
−HK$5,678/mo
Today · 4.125%
HK$190,956
baseline
▲ 0.50% · 4.625%
HK$202,575
+HK$11,619/mo
Deposit HK$26.27M · loan HK$39.40M · min. income ≈ HK$381,912/mo (50% DSR)
Upfront cash ≈ HK$29.06M (deposit + AVD stamp duty HK$2,790,895 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$199,901
−HK$10,800/mo
▼ 0.25% · 3.875%
HK$205,263
−HK$5,438/mo
Today · 4.125%
HK$210,701
baseline
▲ 0.50% · 4.625%
HK$221,808
+HK$11,107/mo
Deposit HK$26.27M · loan HK$39.40M · min. income ≈ HK$421,402/mo (50% DSR)
Upfront cash ≈ HK$29.06M (deposit + AVD stamp duty HK$2,790,895 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$209,636
−HK$13,146/mo
▼ 0.25% · 3.875%
HK$216,157
−HK$6,625/mo
Today · 4.125%
HK$222,782
baseline
▲ 0.50% · 4.625%
HK$236,338
+HK$13,556/mo
Deposit HK$19.70M · loan HK$45.97M · min. income ≈ HK$445,564/mo (50% DSR)
Upfront cash ≈ HK$22.49M (deposit + AVD stamp duty HK$2,790,895 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$233,218
−HK$12,600/mo
▼ 0.25% · 3.875%
HK$239,473
−HK$6,345/mo
Today · 4.125%
HK$245,818
baseline
▲ 0.50% · 4.625%
HK$258,776
+HK$12,958/mo
Deposit HK$19.70M · loan HK$45.97M · min. income ≈ HK$491,636/mo (50% DSR)
Upfront cash ≈ HK$22.49M (deposit + AVD stamp duty HK$2,790,895 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$269,532
−HK$16,902/mo
▼ 0.25% · 3.875%
HK$277,916
−HK$8,518/mo
Today · 4.125%
HK$286,434
baseline
▲ 0.50% · 4.625%
HK$303,863
+HK$17,429/mo
Deposit HK$6.57M · loan HK$59.10M · min. income ≈ HK$572,868/mo (50% DSR)
Upfront cash ≈ HK$9.36M (deposit + AVD stamp duty HK$2,790,895 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$299,852
−HK$16,200/mo
▼ 0.25% · 3.875%
HK$307,894
−HK$8,158/mo
Today · 4.125%
HK$316,052
baseline
▲ 0.50% · 4.625%
HK$332,712
+HK$16,660/mo
Deposit HK$6.57M · loan HK$59.10M · min. income ≈ HK$632,104/mo (50% DSR)
Upfront cash ≈ HK$9.36M (deposit + AVD stamp duty HK$2,790,895 · Scale 2, in force from 26 Feb 2026)