LTV · monthly repayment
▼ 0.50% · 3.625%
HK$149,746
−HK$9,390/mo
▼ 0.25% · 3.875%
HK$154,404
−HK$4,732/mo
Today · 4.125%
HK$159,136
baseline
▲ 0.50% · 4.625%
HK$168,819
+HK$9,683/mo
Deposit HK$32.84M · loan HK$32.84M · min. income ≈ HK$318,272/mo (50% DSR)
Upfront cash ≈ HK$35.63M (deposit + AVD stamp duty HK$2,790,999 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$166,591
−HK$9,000/mo
▼ 0.25% · 3.875%
HK$171,058
−HK$4,533/mo
Today · 4.125%
HK$175,591
baseline
▲ 0.50% · 4.625%
HK$184,847
+HK$9,256/mo
Deposit HK$32.84M · loan HK$32.84M · min. income ≈ HK$351,182/mo (50% DSR)
Upfront cash ≈ HK$35.63M (deposit + AVD stamp duty HK$2,790,999 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$179,695
−HK$11,268/mo
▼ 0.25% · 3.875%
HK$185,284
−HK$5,679/mo
Today · 4.125%
HK$190,963
baseline
▲ 0.50% · 4.625%
HK$202,583
+HK$11,620/mo
Deposit HK$26.27M · loan HK$39.40M · min. income ≈ HK$381,926/mo (50% DSR)
Upfront cash ≈ HK$29.06M (deposit + AVD stamp duty HK$2,790,999 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$199,909
−HK$10,800/mo
▼ 0.25% · 3.875%
HK$205,270
−HK$5,439/mo
Today · 4.125%
HK$210,709
baseline
▲ 0.50% · 4.625%
HK$221,816
+HK$11,107/mo
Deposit HK$26.27M · loan HK$39.40M · min. income ≈ HK$421,418/mo (50% DSR)
Upfront cash ≈ HK$29.06M (deposit + AVD stamp duty HK$2,790,999 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$209,644
−HK$13,147/mo
▼ 0.25% · 3.875%
HK$216,165
−HK$6,626/mo
Today · 4.125%
HK$222,791
baseline
▲ 0.50% · 4.625%
HK$236,347
+HK$13,556/mo
Deposit HK$19.70M · loan HK$45.97M · min. income ≈ HK$445,582/mo (50% DSR)
Upfront cash ≈ HK$22.49M (deposit + AVD stamp duty HK$2,790,999 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$233,227
−HK$12,600/mo
▼ 0.25% · 3.875%
HK$239,482
−HK$6,345/mo
Today · 4.125%
HK$245,827
baseline
▲ 0.50% · 4.625%
HK$258,785
+HK$12,958/mo
Deposit HK$19.70M · loan HK$45.97M · min. income ≈ HK$491,654/mo (50% DSR)
Upfront cash ≈ HK$22.49M (deposit + AVD stamp duty HK$2,790,999 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$269,542
−HK$16,903/mo
▼ 0.25% · 3.875%
HK$277,927
−HK$8,518/mo
Today · 4.125%
HK$286,445
baseline
▲ 0.50% · 4.625%
HK$303,874
+HK$17,429/mo
Deposit HK$6.57M · loan HK$59.10M · min. income ≈ HK$572,890/mo (50% DSR)
Upfront cash ≈ HK$9.36M (deposit + AVD stamp duty HK$2,790,999 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$299,863
−HK$16,201/mo
▼ 0.25% · 3.875%
HK$307,905
−HK$8,159/mo
Today · 4.125%
HK$316,064
baseline
▲ 0.50% · 4.625%
HK$332,724
+HK$16,660/mo
Deposit HK$6.57M · loan HK$59.10M · min. income ≈ HK$632,128/mo (50% DSR)
Upfront cash ≈ HK$9.36M (deposit + AVD stamp duty HK$2,790,999 · Scale 2, in force from 26 Feb 2026)