LTV · monthly repayment
▼ 0.50% · 3.625%
HK$149,748
−HK$9,391/mo
▼ 0.25% · 3.875%
HK$154,407
−HK$4,732/mo
Today · 4.125%
HK$159,139
baseline
▲ 0.50% · 4.625%
HK$168,822
+HK$9,683/mo
Deposit HK$32.84M · loan HK$32.84M · min. income ≈ HK$318,278/mo (50% DSR)
Upfront cash ≈ HK$35.63M (deposit + AVD stamp duty HK$2,791,051 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$166,594
−HK$9,000/mo
▼ 0.25% · 3.875%
HK$171,062
−HK$4,532/mo
Today · 4.125%
HK$175,594
baseline
▲ 0.50% · 4.625%
HK$184,850
+HK$9,256/mo
Deposit HK$32.84M · loan HK$32.84M · min. income ≈ HK$351,188/mo (50% DSR)
Upfront cash ≈ HK$35.63M (deposit + AVD stamp duty HK$2,791,051 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$179,698
−HK$11,269/mo
▼ 0.25% · 3.875%
HK$185,288
−HK$5,679/mo
Today · 4.125%
HK$190,967
baseline
▲ 0.50% · 4.625%
HK$202,587
+HK$11,620/mo
Deposit HK$26.27M · loan HK$39.40M · min. income ≈ HK$381,934/mo (50% DSR)
Upfront cash ≈ HK$29.06M (deposit + AVD stamp duty HK$2,791,051 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$199,912
−HK$10,801/mo
▼ 0.25% · 3.875%
HK$205,274
−HK$5,439/mo
Today · 4.125%
HK$210,713
baseline
▲ 0.50% · 4.625%
HK$221,820
+HK$11,107/mo
Deposit HK$26.27M · loan HK$39.40M · min. income ≈ HK$421,426/mo (50% DSR)
Upfront cash ≈ HK$29.06M (deposit + AVD stamp duty HK$2,791,051 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$209,648
−HK$13,147/mo
▼ 0.25% · 3.875%
HK$216,169
−HK$6,626/mo
Today · 4.125%
HK$222,795
baseline
▲ 0.50% · 4.625%
HK$236,351
+HK$13,556/mo
Deposit HK$19.70M · loan HK$45.97M · min. income ≈ HK$445,590/mo (50% DSR)
Upfront cash ≈ HK$22.49M (deposit + AVD stamp duty HK$2,791,051 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$233,231
−HK$12,601/mo
▼ 0.25% · 3.875%
HK$239,486
−HK$6,346/mo
Today · 4.125%
HK$245,832
baseline
▲ 0.50% · 4.625%
HK$258,790
+HK$12,958/mo
Deposit HK$19.70M · loan HK$45.97M · min. income ≈ HK$491,664/mo (50% DSR)
Upfront cash ≈ HK$22.49M (deposit + AVD stamp duty HK$2,791,051 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$269,547
−HK$16,903/mo
▼ 0.25% · 3.875%
HK$277,932
−HK$8,518/mo
Today · 4.125%
HK$286,450
baseline
▲ 0.50% · 4.625%
HK$303,880
+HK$17,430/mo
Deposit HK$6.57M · loan HK$59.10M · min. income ≈ HK$572,900/mo (50% DSR)
Upfront cash ≈ HK$9.36M (deposit + AVD stamp duty HK$2,791,051 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$299,869
−HK$16,201/mo
▼ 0.25% · 3.875%
HK$307,911
−HK$8,159/mo
Today · 4.125%
HK$316,070
baseline
▲ 0.50% · 4.625%
HK$332,730
+HK$16,660/mo
Deposit HK$6.57M · loan HK$59.10M · min. income ≈ HK$632,140/mo (50% DSR)
Upfront cash ≈ HK$9.36M (deposit + AVD stamp duty HK$2,791,051 · Scale 2, in force from 26 Feb 2026)