LTV · monthly repayment
▼ 0.50% · 3.625%
HK$149,764
−HK$9,392/mo
▼ 0.25% · 3.875%
HK$154,423
−HK$4,733/mo
Today · 4.125%
HK$159,156
baseline
▲ 0.50% · 4.625%
HK$168,840
+HK$9,684/mo
Deposit HK$32.84M · loan HK$32.84M · min. income ≈ HK$318,312/mo (50% DSR)
Upfront cash ≈ HK$35.63M (deposit + AVD stamp duty HK$2,791,346 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$166,611
−HK$9,002/mo
▼ 0.25% · 3.875%
HK$171,080
−HK$4,533/mo
Today · 4.125%
HK$175,613
baseline
▲ 0.50% · 4.625%
HK$184,870
+HK$9,257/mo
Deposit HK$32.84M · loan HK$32.84M · min. income ≈ HK$351,226/mo (50% DSR)
Upfront cash ≈ HK$35.63M (deposit + AVD stamp duty HK$2,791,346 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$179,717
−HK$11,270/mo
▼ 0.25% · 3.875%
HK$185,307
−HK$5,680/mo
Today · 4.125%
HK$190,987
baseline
▲ 0.50% · 4.625%
HK$202,608
+HK$11,621/mo
Deposit HK$26.27M · loan HK$39.41M · min. income ≈ HK$381,974/mo (50% DSR)
Upfront cash ≈ HK$29.06M (deposit + AVD stamp duty HK$2,791,346 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$199,934
−HK$10,801/mo
▼ 0.25% · 3.875%
HK$205,296
−HK$5,439/mo
Today · 4.125%
HK$210,735
baseline
▲ 0.50% · 4.625%
HK$221,844
+HK$11,109/mo
Deposit HK$26.27M · loan HK$39.41M · min. income ≈ HK$421,470/mo (50% DSR)
Upfront cash ≈ HK$29.06M (deposit + AVD stamp duty HK$2,791,346 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$209,670
−HK$13,148/mo
▼ 0.25% · 3.875%
HK$216,192
−HK$6,626/mo
Today · 4.125%
HK$222,818
baseline
▲ 0.50% · 4.625%
HK$236,376
+HK$13,558/mo
Deposit HK$19.70M · loan HK$45.98M · min. income ≈ HK$445,636/mo (50% DSR)
Upfront cash ≈ HK$22.49M (deposit + AVD stamp duty HK$2,791,346 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$233,256
−HK$12,602/mo
▼ 0.25% · 3.875%
HK$239,512
−HK$6,346/mo
Today · 4.125%
HK$245,858
baseline
▲ 0.50% · 4.625%
HK$258,817
+HK$12,959/mo
Deposit HK$19.70M · loan HK$45.98M · min. income ≈ HK$491,716/mo (50% DSR)
Upfront cash ≈ HK$22.49M (deposit + AVD stamp duty HK$2,791,346 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$269,576
−HK$16,905/mo
▼ 0.25% · 3.875%
HK$277,961
−HK$8,520/mo
Today · 4.125%
HK$286,481
baseline
▲ 0.50% · 4.625%
HK$303,912
+HK$17,431/mo
Deposit HK$6.57M · loan HK$59.11M · min. income ≈ HK$572,962/mo (50% DSR)
Upfront cash ≈ HK$9.36M (deposit + AVD stamp duty HK$2,791,346 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$299,900
−HK$16,203/mo
▼ 0.25% · 3.875%
HK$307,944
−HK$8,159/mo
Today · 4.125%
HK$316,103
baseline
▲ 0.50% · 4.625%
HK$332,765
+HK$16,662/mo
Deposit HK$6.57M · loan HK$59.11M · min. income ≈ HK$632,206/mo (50% DSR)
Upfront cash ≈ HK$9.36M (deposit + AVD stamp duty HK$2,791,346 · Scale 2, in force from 26 Feb 2026)