LTV · monthly repayment
▼ 0.50% · 3.625%
HK$149,772
−HK$9,392/mo
▼ 0.25% · 3.875%
HK$154,430
−HK$4,734/mo
Today · 4.125%
HK$159,164
baseline
▲ 0.50% · 4.625%
HK$168,848
+HK$9,684/mo
Deposit HK$32.84M · loan HK$32.84M · min. income ≈ HK$318,328/mo (50% DSR)
Upfront cash ≈ HK$35.63M (deposit + AVD stamp duty HK$2,791,480 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$166,619
−HK$9,002/mo
▼ 0.25% · 3.875%
HK$171,088
−HK$4,533/mo
Today · 4.125%
HK$175,621
baseline
▲ 0.50% · 4.625%
HK$184,878
+HK$9,257/mo
Deposit HK$32.84M · loan HK$32.84M · min. income ≈ HK$351,242/mo (50% DSR)
Upfront cash ≈ HK$35.63M (deposit + AVD stamp duty HK$2,791,480 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$179,726
−HK$11,270/mo
▼ 0.25% · 3.875%
HK$185,316
−HK$5,680/mo
Today · 4.125%
HK$190,996
baseline
▲ 0.50% · 4.625%
HK$202,618
+HK$11,622/mo
Deposit HK$26.27M · loan HK$39.41M · min. income ≈ HK$381,992/mo (50% DSR)
Upfront cash ≈ HK$29.06M (deposit + AVD stamp duty HK$2,791,480 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$199,943
−HK$10,803/mo
▼ 0.25% · 3.875%
HK$205,306
−HK$5,440/mo
Today · 4.125%
HK$210,746
baseline
▲ 0.50% · 4.625%
HK$221,854
+HK$11,108/mo
Deposit HK$26.27M · loan HK$39.41M · min. income ≈ HK$421,492/mo (50% DSR)
Upfront cash ≈ HK$29.06M (deposit + AVD stamp duty HK$2,791,480 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$209,680
−HK$13,149/mo
▼ 0.25% · 3.875%
HK$216,202
−HK$6,627/mo
Today · 4.125%
HK$222,829
baseline
▲ 0.50% · 4.625%
HK$236,388
+HK$13,559/mo
Deposit HK$19.70M · loan HK$45.98M · min. income ≈ HK$445,658/mo (50% DSR)
Upfront cash ≈ HK$22.50M (deposit + AVD stamp duty HK$2,791,480 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$233,267
−HK$12,603/mo
▼ 0.25% · 3.875%
HK$239,523
−HK$6,347/mo
Today · 4.125%
HK$245,870
baseline
▲ 0.50% · 4.625%
HK$258,830
+HK$12,960/mo
Deposit HK$19.70M · loan HK$45.98M · min. income ≈ HK$491,740/mo (50% DSR)
Upfront cash ≈ HK$22.50M (deposit + AVD stamp duty HK$2,791,480 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$269,589
−HK$16,905/mo
▼ 0.25% · 3.875%
HK$277,975
−HK$8,519/mo
Today · 4.125%
HK$286,494
baseline
▲ 0.50% · 4.625%
HK$303,927
+HK$17,433/mo
Deposit HK$6.57M · loan HK$59.11M · min. income ≈ HK$572,988/mo (50% DSR)
Upfront cash ≈ HK$9.36M (deposit + AVD stamp duty HK$2,791,480 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$299,915
−HK$16,203/mo
▼ 0.25% · 3.875%
HK$307,958
−HK$8,160/mo
Today · 4.125%
HK$316,118
baseline
▲ 0.50% · 4.625%
HK$332,781
+HK$16,663/mo
Deposit HK$6.57M · loan HK$59.11M · min. income ≈ HK$632,236/mo (50% DSR)
Upfront cash ≈ HK$9.36M (deposit + AVD stamp duty HK$2,791,480 · Scale 2, in force from 26 Feb 2026)