LTV · monthly repayment
▼ 0.50% · 3.625%
HK$149,777
−HK$9,393/mo
▼ 0.25% · 3.875%
HK$154,436
−HK$4,734/mo
Today · 4.125%
HK$159,170
baseline
▲ 0.50% · 4.625%
HK$168,855
+HK$9,685/mo
Deposit HK$32.84M · loan HK$32.84M · min. income ≈ HK$318,340/mo (50% DSR)
Upfront cash ≈ HK$35.63M (deposit + AVD stamp duty HK$2,791,587 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$166,626
−HK$9,002/mo
▼ 0.25% · 3.875%
HK$171,094
−HK$4,534/mo
Today · 4.125%
HK$175,628
baseline
▲ 0.50% · 4.625%
HK$184,886
+HK$9,258/mo
Deposit HK$32.84M · loan HK$32.84M · min. income ≈ HK$351,256/mo (50% DSR)
Upfront cash ≈ HK$35.63M (deposit + AVD stamp duty HK$2,791,587 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$179,733
−HK$11,271/mo
▼ 0.25% · 3.875%
HK$185,323
−HK$5,681/mo
Today · 4.125%
HK$191,004
baseline
▲ 0.50% · 4.625%
HK$202,626
+HK$11,622/mo
Deposit HK$26.27M · loan HK$39.41M · min. income ≈ HK$382,008/mo (50% DSR)
Upfront cash ≈ HK$29.07M (deposit + AVD stamp duty HK$2,791,587 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$199,951
−HK$10,803/mo
▼ 0.25% · 3.875%
HK$205,313
−HK$5,441/mo
Today · 4.125%
HK$210,754
baseline
▲ 0.50% · 4.625%
HK$221,863
+HK$11,109/mo
Deposit HK$26.27M · loan HK$39.41M · min. income ≈ HK$421,508/mo (50% DSR)
Upfront cash ≈ HK$29.07M (deposit + AVD stamp duty HK$2,791,587 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$209,688
−HK$13,149/mo
▼ 0.25% · 3.875%
HK$216,211
−HK$6,626/mo
Today · 4.125%
HK$222,837
baseline
▲ 0.50% · 4.625%
HK$236,397
+HK$13,560/mo
Deposit HK$19.71M · loan HK$45.98M · min. income ≈ HK$445,674/mo (50% DSR)
Upfront cash ≈ HK$22.50M (deposit + AVD stamp duty HK$2,791,587 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$233,276
−HK$12,603/mo
▼ 0.25% · 3.875%
HK$239,532
−HK$6,347/mo
Today · 4.125%
HK$245,879
baseline
▲ 0.50% · 4.625%
HK$258,840
+HK$12,961/mo
Deposit HK$19.71M · loan HK$45.98M · min. income ≈ HK$491,758/mo (50% DSR)
Upfront cash ≈ HK$22.50M (deposit + AVD stamp duty HK$2,791,587 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$269,599
−HK$16,906/mo
▼ 0.25% · 3.875%
HK$277,985
−HK$8,520/mo
Today · 4.125%
HK$286,505
baseline
▲ 0.50% · 4.625%
HK$303,938
+HK$17,433/mo
Deposit HK$6.57M · loan HK$59.12M · min. income ≈ HK$573,010/mo (50% DSR)
Upfront cash ≈ HK$9.36M (deposit + AVD stamp duty HK$2,791,587 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$299,926
−HK$16,204/mo
▼ 0.25% · 3.875%
HK$307,970
−HK$8,160/mo
Today · 4.125%
HK$316,130
baseline
▲ 0.50% · 4.625%
HK$332,794
+HK$16,664/mo
Deposit HK$6.57M · loan HK$59.12M · min. income ≈ HK$632,260/mo (50% DSR)
Upfront cash ≈ HK$9.36M (deposit + AVD stamp duty HK$2,791,587 · Scale 2, in force from 26 Feb 2026)