LTV · monthly repayment
▼ 0.50% · 3.625%
HK$149,780
−HK$9,392/mo
▼ 0.25% · 3.875%
HK$154,439
−HK$4,733/mo
Today · 4.125%
HK$159,172
baseline
▲ 0.50% · 4.625%
HK$168,858
+HK$9,686/mo
Deposit HK$32.84M · loan HK$32.84M · min. income ≈ HK$318,344/mo (50% DSR)
Upfront cash ≈ HK$35.63M (deposit + AVD stamp duty HK$2,791,636 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$166,629
−HK$9,002/mo
▼ 0.25% · 3.875%
HK$171,098
−HK$4,533/mo
Today · 4.125%
HK$175,631
baseline
▲ 0.50% · 4.625%
HK$184,889
+HK$9,258/mo
Deposit HK$32.84M · loan HK$32.84M · min. income ≈ HK$351,262/mo (50% DSR)
Upfront cash ≈ HK$35.63M (deposit + AVD stamp duty HK$2,791,636 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$179,736
−HK$11,271/mo
▼ 0.25% · 3.875%
HK$185,327
−HK$5,680/mo
Today · 4.125%
HK$191,007
baseline
▲ 0.50% · 4.625%
HK$202,629
+HK$11,622/mo
Deposit HK$26.27M · loan HK$39.41M · min. income ≈ HK$382,014/mo (50% DSR)
Upfront cash ≈ HK$29.07M (deposit + AVD stamp duty HK$2,791,636 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$199,954
−HK$10,803/mo
▼ 0.25% · 3.875%
HK$205,317
−HK$5,440/mo
Today · 4.125%
HK$210,757
baseline
▲ 0.50% · 4.625%
HK$221,867
+HK$11,110/mo
Deposit HK$26.27M · loan HK$39.41M · min. income ≈ HK$421,514/mo (50% DSR)
Upfront cash ≈ HK$29.07M (deposit + AVD stamp duty HK$2,791,636 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$209,692
−HK$13,149/mo
▼ 0.25% · 3.875%
HK$216,214
−HK$6,627/mo
Today · 4.125%
HK$222,841
baseline
▲ 0.50% · 4.625%
HK$236,401
+HK$13,560/mo
Deposit HK$19.71M · loan HK$45.98M · min. income ≈ HK$445,682/mo (50% DSR)
Upfront cash ≈ HK$22.50M (deposit + AVD stamp duty HK$2,791,636 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$233,280
−HK$12,603/mo
▼ 0.25% · 3.875%
HK$239,537
−HK$6,346/mo
Today · 4.125%
HK$245,883
baseline
▲ 0.50% · 4.625%
HK$258,844
+HK$12,961/mo
Deposit HK$19.71M · loan HK$45.98M · min. income ≈ HK$491,766/mo (50% DSR)
Upfront cash ≈ HK$22.50M (deposit + AVD stamp duty HK$2,791,636 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$269,604
−HK$16,906/mo
▼ 0.25% · 3.875%
HK$277,990
−HK$8,520/mo
Today · 4.125%
HK$286,510
baseline
▲ 0.50% · 4.625%
HK$303,944
+HK$17,434/mo
Deposit HK$6.57M · loan HK$59.12M · min. income ≈ HK$573,020/mo (50% DSR)
Upfront cash ≈ HK$9.36M (deposit + AVD stamp duty HK$2,791,636 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$299,932
−HK$16,204/mo
▼ 0.25% · 3.875%
HK$307,976
−HK$8,160/mo
Today · 4.125%
HK$316,136
baseline
▲ 0.50% · 4.625%
HK$332,800
+HK$16,664/mo
Deposit HK$6.57M · loan HK$59.12M · min. income ≈ HK$632,272/mo (50% DSR)
Upfront cash ≈ HK$9.36M (deposit + AVD stamp duty HK$2,791,636 · Scale 2, in force from 26 Feb 2026)