LTV · monthly repayment
▼ 0.50% · 3.625%
HK$149,822
−HK$9,395/mo
▼ 0.25% · 3.875%
HK$154,482
−HK$4,735/mo
Today · 4.125%
HK$159,217
baseline
▲ 0.50% · 4.625%
HK$168,905
+HK$9,688/mo
Deposit HK$32.85M · loan HK$32.85M · min. income ≈ HK$318,434/mo (50% DSR)
Upfront cash ≈ HK$35.64M (deposit + AVD stamp duty HK$2,792,415 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$166,675
−HK$9,005/mo
▼ 0.25% · 3.875%
HK$171,145
−HK$4,535/mo
Today · 4.125%
HK$175,680
baseline
▲ 0.50% · 4.625%
HK$184,940
+HK$9,260/mo
Deposit HK$32.85M · loan HK$32.85M · min. income ≈ HK$351,360/mo (50% DSR)
Upfront cash ≈ HK$35.64M (deposit + AVD stamp duty HK$2,792,415 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$179,786
−HK$11,274/mo
▼ 0.25% · 3.875%
HK$185,378
−HK$5,682/mo
Today · 4.125%
HK$191,060
baseline
▲ 0.50% · 4.625%
HK$202,686
+HK$11,626/mo
Deposit HK$26.28M · loan HK$39.42M · min. income ≈ HK$382,120/mo (50% DSR)
Upfront cash ≈ HK$29.07M (deposit + AVD stamp duty HK$2,792,415 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$200,010
−HK$10,806/mo
▼ 0.25% · 3.875%
HK$205,374
−HK$5,442/mo
Today · 4.125%
HK$210,816
baseline
▲ 0.50% · 4.625%
HK$221,928
+HK$11,112/mo
Deposit HK$26.28M · loan HK$39.42M · min. income ≈ HK$421,632/mo (50% DSR)
Upfront cash ≈ HK$29.07M (deposit + AVD stamp duty HK$2,792,415 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$209,750
−HK$13,154/mo
▼ 0.25% · 3.875%
HK$216,275
−HK$6,629/mo
Today · 4.125%
HK$222,904
baseline
▲ 0.50% · 4.625%
HK$236,467
+HK$13,563/mo
Deposit HK$19.71M · loan HK$45.99M · min. income ≈ HK$445,808/mo (50% DSR)
Upfront cash ≈ HK$22.50M (deposit + AVD stamp duty HK$2,792,415 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$233,345
−HK$12,607/mo
▼ 0.25% · 3.875%
HK$239,603
−HK$6,349/mo
Today · 4.125%
HK$245,952
baseline
▲ 0.50% · 4.625%
HK$258,917
+HK$12,965/mo
Deposit HK$19.71M · loan HK$45.99M · min. income ≈ HK$491,904/mo (50% DSR)
Upfront cash ≈ HK$22.50M (deposit + AVD stamp duty HK$2,792,415 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$269,679
−HK$16,911/mo
▼ 0.25% · 3.875%
HK$278,068
−HK$8,522/mo
Today · 4.125%
HK$286,590
baseline
▲ 0.50% · 4.625%
HK$304,029
+HK$17,439/mo
Deposit HK$6.57M · loan HK$59.13M · min. income ≈ HK$573,180/mo (50% DSR)
Upfront cash ≈ HK$9.36M (deposit + AVD stamp duty HK$2,792,415 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$300,015
−HK$16,209/mo
▼ 0.25% · 3.875%
HK$308,061
−HK$8,163/mo
Today · 4.125%
HK$316,224
baseline
▲ 0.50% · 4.625%
HK$332,893
+HK$16,669/mo
Deposit HK$6.57M · loan HK$59.13M · min. income ≈ HK$632,448/mo (50% DSR)
Upfront cash ≈ HK$9.36M (deposit + AVD stamp duty HK$2,792,415 · Scale 2, in force from 26 Feb 2026)