LTV · monthly repayment
▼ 0.50% · 3.625%
HK$149,822
−HK$9,395/mo
▼ 0.25% · 3.875%
HK$154,482
−HK$4,735/mo
Today · 4.125%
HK$159,217
baseline
▲ 0.50% · 4.625%
HK$168,905
+HK$9,688/mo
Deposit HK$32.85M · loan HK$32.85M · min. income ≈ HK$318,434/mo (50% DSR)
Upfront cash ≈ HK$35.64M (deposit + AVD stamp duty HK$2,792,424 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$166,676
−HK$9,005/mo
▼ 0.25% · 3.875%
HK$171,146
−HK$4,535/mo
Today · 4.125%
HK$175,681
baseline
▲ 0.50% · 4.625%
HK$184,941
+HK$9,260/mo
Deposit HK$32.85M · loan HK$32.85M · min. income ≈ HK$351,362/mo (50% DSR)
Upfront cash ≈ HK$35.64M (deposit + AVD stamp duty HK$2,792,424 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$179,787
−HK$11,274/mo
▼ 0.25% · 3.875%
HK$185,379
−HK$5,682/mo
Today · 4.125%
HK$191,061
baseline
▲ 0.50% · 4.625%
HK$202,686
+HK$11,625/mo
Deposit HK$26.28M · loan HK$39.42M · min. income ≈ HK$382,122/mo (50% DSR)
Upfront cash ≈ HK$29.07M (deposit + AVD stamp duty HK$2,792,424 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$200,011
−HK$10,806/mo
▼ 0.25% · 3.875%
HK$205,375
−HK$5,442/mo
Today · 4.125%
HK$210,817
baseline
▲ 0.50% · 4.625%
HK$221,929
+HK$11,112/mo
Deposit HK$26.28M · loan HK$39.42M · min. income ≈ HK$421,634/mo (50% DSR)
Upfront cash ≈ HK$29.07M (deposit + AVD stamp duty HK$2,792,424 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$209,751
−HK$13,153/mo
▼ 0.25% · 3.875%
HK$216,275
−HK$6,629/mo
Today · 4.125%
HK$222,904
baseline
▲ 0.50% · 4.625%
HK$236,467
+HK$13,563/mo
Deposit HK$19.71M · loan HK$45.99M · min. income ≈ HK$445,808/mo (50% DSR)
Upfront cash ≈ HK$22.50M (deposit + AVD stamp duty HK$2,792,424 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$233,346
−HK$12,607/mo
▼ 0.25% · 3.875%
HK$239,604
−HK$6,349/mo
Today · 4.125%
HK$245,953
baseline
▲ 0.50% · 4.625%
HK$258,917
+HK$12,964/mo
Deposit HK$19.71M · loan HK$45.99M · min. income ≈ HK$491,906/mo (50% DSR)
Upfront cash ≈ HK$22.50M (deposit + AVD stamp duty HK$2,792,424 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$269,680
−HK$16,911/mo
▼ 0.25% · 3.875%
HK$278,068
−HK$8,523/mo
Today · 4.125%
HK$286,591
baseline
▲ 0.50% · 4.625%
HK$304,030
+HK$17,439/mo
Deposit HK$6.57M · loan HK$59.13M · min. income ≈ HK$573,182/mo (50% DSR)
Upfront cash ≈ HK$9.36M (deposit + AVD stamp duty HK$2,792,424 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$300,016
−HK$16,209/mo
▼ 0.25% · 3.875%
HK$308,062
−HK$8,163/mo
Today · 4.125%
HK$316,225
baseline
▲ 0.50% · 4.625%
HK$332,894
+HK$16,669/mo
Deposit HK$6.57M · loan HK$59.13M · min. income ≈ HK$632,450/mo (50% DSR)
Upfront cash ≈ HK$9.36M (deposit + AVD stamp duty HK$2,792,424 · Scale 2, in force from 26 Feb 2026)