LTV · monthly repayment
▼ 0.50% · 3.625%
HK$149,831
−HK$9,395/mo
▼ 0.25% · 3.875%
HK$154,491
−HK$4,735/mo
Today · 4.125%
HK$159,226
baseline
▲ 0.50% · 4.625%
HK$168,915
+HK$9,689/mo
Deposit HK$32.85M · loan HK$32.85M · min. income ≈ HK$318,452/mo (50% DSR)
Upfront cash ≈ HK$35.65M (deposit + AVD stamp duty HK$2,792,585 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$166,685
−HK$9,006/mo
▼ 0.25% · 3.875%
HK$171,156
−HK$4,535/mo
Today · 4.125%
HK$175,691
baseline
▲ 0.50% · 4.625%
HK$184,952
+HK$9,261/mo
Deposit HK$32.85M · loan HK$32.85M · min. income ≈ HK$351,382/mo (50% DSR)
Upfront cash ≈ HK$35.65M (deposit + AVD stamp duty HK$2,792,585 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$179,797
−HK$11,275/mo
▼ 0.25% · 3.875%
HK$185,390
−HK$5,682/mo
Today · 4.125%
HK$191,072
baseline
▲ 0.50% · 4.625%
HK$202,698
+HK$11,626/mo
Deposit HK$26.28M · loan HK$39.42M · min. income ≈ HK$382,144/mo (50% DSR)
Upfront cash ≈ HK$29.08M (deposit + AVD stamp duty HK$2,792,585 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$200,022
−HK$10,807/mo
▼ 0.25% · 3.875%
HK$205,387
−HK$5,442/mo
Today · 4.125%
HK$210,829
baseline
▲ 0.50% · 4.625%
HK$221,942
+HK$11,113/mo
Deposit HK$26.28M · loan HK$39.42M · min. income ≈ HK$421,658/mo (50% DSR)
Upfront cash ≈ HK$29.08M (deposit + AVD stamp duty HK$2,792,585 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$209,763
−HK$13,154/mo
▼ 0.25% · 3.875%
HK$216,288
−HK$6,629/mo
Today · 4.125%
HK$222,917
baseline
▲ 0.50% · 4.625%
HK$236,481
+HK$13,564/mo
Deposit HK$19.71M · loan HK$46.00M · min. income ≈ HK$445,834/mo (50% DSR)
Upfront cash ≈ HK$22.50M (deposit + AVD stamp duty HK$2,792,585 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$233,359
−HK$12,608/mo
▼ 0.25% · 3.875%
HK$239,618
−HK$6,349/mo
Today · 4.125%
HK$245,967
baseline
▲ 0.50% · 4.625%
HK$258,932
+HK$12,965/mo
Deposit HK$19.71M · loan HK$46.00M · min. income ≈ HK$491,934/mo (50% DSR)
Upfront cash ≈ HK$22.50M (deposit + AVD stamp duty HK$2,792,585 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$269,695
−HK$16,913/mo
▼ 0.25% · 3.875%
HK$278,084
−HK$8,524/mo
Today · 4.125%
HK$286,608
baseline
▲ 0.50% · 4.625%
HK$304,047
+HK$17,439/mo
Deposit HK$6.57M · loan HK$59.14M · min. income ≈ HK$573,216/mo (50% DSR)
Upfront cash ≈ HK$9.36M (deposit + AVD stamp duty HK$2,792,585 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$300,033
−HK$16,210/mo
▼ 0.25% · 3.875%
HK$308,080
−HK$8,163/mo
Today · 4.125%
HK$316,243
baseline
▲ 0.50% · 4.625%
HK$332,913
+HK$16,670/mo
Deposit HK$6.57M · loan HK$59.14M · min. income ≈ HK$632,486/mo (50% DSR)
Upfront cash ≈ HK$9.36M (deposit + AVD stamp duty HK$2,792,585 · Scale 2, in force from 26 Feb 2026)