LTV · monthly repayment
▼ 0.50% · 3.625%
HK$149,834
−HK$9,396/mo
▼ 0.25% · 3.875%
HK$154,495
−HK$4,735/mo
Today · 4.125%
HK$159,230
baseline
▲ 0.50% · 4.625%
HK$168,919
+HK$9,689/mo
Deposit HK$32.85M · loan HK$32.85M · min. income ≈ HK$318,460/mo (50% DSR)
Upfront cash ≈ HK$35.65M (deposit + AVD stamp duty HK$2,792,649 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$166,689
−HK$9,006/mo
▼ 0.25% · 3.875%
HK$171,160
−HK$4,535/mo
Today · 4.125%
HK$175,695
baseline
▲ 0.50% · 4.625%
HK$184,956
+HK$9,261/mo
Deposit HK$32.85M · loan HK$32.85M · min. income ≈ HK$351,390/mo (50% DSR)
Upfront cash ≈ HK$35.65M (deposit + AVD stamp duty HK$2,792,649 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$179,801
−HK$11,275/mo
▼ 0.25% · 3.875%
HK$185,394
−HK$5,682/mo
Today · 4.125%
HK$191,076
baseline
▲ 0.50% · 4.625%
HK$202,703
+HK$11,627/mo
Deposit HK$26.28M · loan HK$39.43M · min. income ≈ HK$382,152/mo (50% DSR)
Upfront cash ≈ HK$29.08M (deposit + AVD stamp duty HK$2,792,649 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$200,027
−HK$10,807/mo
▼ 0.25% · 3.875%
HK$205,391
−HK$5,443/mo
Today · 4.125%
HK$210,834
baseline
▲ 0.50% · 4.625%
HK$221,947
+HK$11,113/mo
Deposit HK$26.28M · loan HK$39.43M · min. income ≈ HK$421,668/mo (50% DSR)
Upfront cash ≈ HK$29.08M (deposit + AVD stamp duty HK$2,792,649 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$209,768
−HK$13,154/mo
▼ 0.25% · 3.875%
HK$216,293
−HK$6,629/mo
Today · 4.125%
HK$222,922
baseline
▲ 0.50% · 4.625%
HK$236,486
+HK$13,564/mo
Deposit HK$19.71M · loan HK$46.00M · min. income ≈ HK$445,844/mo (50% DSR)
Upfront cash ≈ HK$22.51M (deposit + AVD stamp duty HK$2,792,649 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$233,365
−HK$12,608/mo
▼ 0.25% · 3.875%
HK$239,623
−HK$6,350/mo
Today · 4.125%
HK$245,973
baseline
▲ 0.50% · 4.625%
HK$258,938
+HK$12,965/mo
Deposit HK$19.71M · loan HK$46.00M · min. income ≈ HK$491,946/mo (50% DSR)
Upfront cash ≈ HK$22.51M (deposit + AVD stamp duty HK$2,792,649 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$269,702
−HK$16,912/mo
▼ 0.25% · 3.875%
HK$278,091
−HK$8,523/mo
Today · 4.125%
HK$286,614
baseline
▲ 0.50% · 4.625%
HK$304,054
+HK$17,440/mo
Deposit HK$6.57M · loan HK$59.14M · min. income ≈ HK$573,228/mo (50% DSR)
Upfront cash ≈ HK$9.36M (deposit + AVD stamp duty HK$2,792,649 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$300,040
−HK$16,211/mo
▼ 0.25% · 3.875%
HK$308,087
−HK$8,164/mo
Today · 4.125%
HK$316,251
baseline
▲ 0.50% · 4.625%
HK$332,921
+HK$16,670/mo
Deposit HK$6.57M · loan HK$59.14M · min. income ≈ HK$632,502/mo (50% DSR)
Upfront cash ≈ HK$9.36M (deposit + AVD stamp duty HK$2,792,649 · Scale 2, in force from 26 Feb 2026)